Aareal Bank Balance Sheet Health
Financial Health criteria checks 2/6
Aareal Bank has total assets of €47.8B and total equity of €3.3B. Total deposits are €11.9B, and total loans are €29.4B.
Key information
14.4x
Asset to equity ratio
n/a
Net interest margin
Total deposits | €11.90b |
Loan to deposit ratio | High |
Bad loans | 3.1% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €8.27b |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ARL0D's Assets to Equity ratio (14.4x) is moderate.
Allowance for Bad Loans: ARL0D has a low allowance for bad loans (49%).
Low Risk Liabilities: 73% of ARL0D's liabilities are made up of primarily higher risk sources of funding.
Loan Level: ARL0D has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: ARL0D's Loans to Deposits ratio (247%) is high.
Level of Bad Loans: ARL0D has a high level of bad loans (3.1%).