Aareal Bank Balance Sheet Health

Financial Health criteria checks 2/6

Aareal Bank has total assets of €47.8B and total equity of €3.3B. Total deposits are €11.9B, and total loans are €29.4B.

Key information

14.4x

Asset to equity ratio

n/a

Net interest margin

Total deposits

€11.90b

Loan to deposit ratio

High

Bad loans

3.1%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

€8.27b

Recent financial health updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: ARL0D's Assets to Equity ratio (14.4x) is moderate.

Allowance for Bad Loans: ARL0D has a low allowance for bad loans (49%).

Low Risk Liabilities: 73% of ARL0D's liabilities are made up of primarily higher risk sources of funding.

Loan Level: ARL0D has an appropriate level of Loans to Assets ratio (61%).

Low Risk Deposits: ARL0D's Loans to Deposits ratio (247%) is high.

Level of Bad Loans: ARL0D has a high level of bad loans (3.1%).


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