Ramsdens Holdings PLC

AIM:RFX Stock Report

Market Cap: UK£75.0m

Ramsdens Holdings Past Earnings Performance

Past criteria checks 2/6

Ramsdens Holdings has been growing earnings at an average annual rate of 8.8%, while the Consumer Finance industry saw earnings growing at 8.8% annually. Revenues have been growing at an average rate of 12.6% per year. Ramsdens Holdings's return on equity is 16.3%, and it has net margins of 8.8%.

Key information

8.8%

Earnings growth rate

7.9%

EPS growth rate

Consumer Finance Industry Growth4.2%
Revenue growth rate12.6%
Return on equity16.3%
Net Margin8.8%
Next Earnings Update14 Jan 2025

Recent past performance updates

Recent updates

Ramsdens Holdings' (LON:RFX) Dividend Will Be £0.036

Jul 23
Ramsdens Holdings' (LON:RFX) Dividend Will Be £0.036

Ramsdens Holdings (LON:RFX) Is Due To Pay A Dividend Of £0.036

Jun 08
Ramsdens Holdings (LON:RFX) Is Due To Pay A Dividend Of £0.036

Take Care Before Diving Into The Deep End On Ramsdens Holdings PLC (LON:RFX)

Apr 16
Take Care Before Diving Into The Deep End On Ramsdens Holdings PLC (LON:RFX)

Ramsdens Holdings' (LON:RFX) Upcoming Dividend Will Be Larger Than Last Year's

Jan 18
Ramsdens Holdings' (LON:RFX) Upcoming Dividend Will Be Larger Than Last Year's

Ramsdens Holdings' (LON:RFX) Upcoming Dividend Will Be Larger Than Last Year's

Aug 28
Ramsdens Holdings' (LON:RFX) Upcoming Dividend Will Be Larger Than Last Year's

Ramsdens Holdings (LON:RFX) Is Paying Out A Larger Dividend Than Last Year

Jun 10
Ramsdens Holdings (LON:RFX) Is Paying Out A Larger Dividend Than Last Year

Ramsdens Holdings (LON:RFX) Is Increasing Its Dividend To £0.063

Jan 20
Ramsdens Holdings (LON:RFX) Is Increasing Its Dividend To £0.063

What Type Of Returns Would Ramsdens Holdings'(LON:RFX) Shareholders Have Earned If They Purchased Their SharesYear Ago?

Jan 27
What Type Of Returns Would Ramsdens Holdings'(LON:RFX) Shareholders Have Earned If They Purchased Their SharesYear Ago?

Key Things To Understand About Ramsdens Holdings' (LON:RFX) CEO Pay Cheque

Dec 23
Key Things To Understand About Ramsdens Holdings' (LON:RFX) CEO Pay Cheque

Revenue & Expenses Breakdown

How Ramsdens Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

AIM:RFX Revenue, expenses and earnings (GBP Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Mar 24898330
31 Dec 23868320
30 Sep 23848310
30 Jun 23808300
31 Mar 23768290
31 Dec 22717270
30 Sep 22667250
30 Jun 22584240
31 Mar 22512220
31 Dec 21461210
30 Sep 21410190
31 Mar 21413190
31 Dec 20444210
30 Sep 20485230
31 Mar 20607280
31 Dec 19566270
30 Sep 19546250
30 Jun 19506240
31 Mar 19475230
31 Dec 18455220
30 Sep 18435210
30 Jun 18425210
31 Mar 18405210
31 Dec 17394200
30 Sep 17384200
30 Jun 17363190
31 Mar 17352180
31 Mar 16302170
31 Mar 152825160

Quality Earnings: RFX has high quality earnings.

Growing Profit Margin: RFX's current net profit margins (8.8%) are lower than last year (10.1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: RFX's earnings have grown by 8.8% per year over the past 5 years.

Accelerating Growth: RFX's earnings growth over the past year (1.4%) is below its 5-year average (8.8% per year).

Earnings vs Industry: RFX earnings growth over the past year (1.4%) did not outperform the Consumer Finance industry 9.6%.

Return on Equity

High ROE: RFX's Return on Equity (16.3%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/10 05:10
End of Day Share Price 2025/01/10 00:00
Earnings2024/03/31
Annual Earnings2023/09/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Ramsdens Holdings PLC is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
James AllenPanmure Liberum