AIM:FCAP

Stock Analysis Report

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Executive Summary

finnCap Group plc provides various financial services to various growth companies in the United Kingdom. More Details


Snowflake Analysis

Flawless balance sheet and slightly overvalued.

Share Price & News

How has finnCap Group's share price performed over time and what events caused price changes?


Latest Share Price and Events

Stable Share Price: FCAP has not had significant price volatility in the past 3 months.


Market Performance


7 Day Return

4.3%

FCAP

-4.7%

GB Capital Markets

-3.1%

GB Market


1 Year Return

-5.9%

FCAP

-5.0%

GB Capital Markets

-17.0%

GB Market

Return vs Industry: FCAP matched the UK Capital Markets industry which returned -5.2% over the past year.

Return vs Market: FCAP exceeded the UK Market which returned -17.2% over the past year.


Shareholder returns

FCAPIndustryMarket
7 Day4.3%-4.7%-3.1%
30 Day4.3%-4.4%-3.3%
90 Day26.3%-0.9%-4.0%
1 Year-4.2%-5.9%-1.8%-5.0%-13.7%-17.0%
3 Yearn/a21.3%6.8%-8.3%-19.3%
5 Yearn/a69.0%38.5%18.5%-7.7%

Price Volatility Vs. Market

How volatile is finnCap Group's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is finnCap Group undervalued compared to its fair value and its price relative to the market?

>50%

Undervalued compared to fair value


Share Price vs. Fair Value

Below Fair Value: FCAP (£0.24) is trading below our estimate of fair value (£0.5)

Significantly Below Fair Value: FCAP is trading below fair value by more than 20%.


Price To Earnings Ratio

PE vs Industry: FCAP is poor value based on its PE Ratio (48.8x) compared to the GB Capital Markets industry average (16.5x).

PE vs Market: FCAP is poor value based on its PE Ratio (48.8x) compared to the UK market (17.4x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate FCAP's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: FCAP is overvalued based on its PB Ratio (1.9x) compared to the GB Capital Markets industry average (1.1x).


Next Steps

Future Growth

How is finnCap Group forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

17.3%

Forecasted Diversified Financials industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as finnCap Group has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Next Steps

Past Performance

How has finnCap Group performed over the past 5 years?

-9.6%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: FCAP has high quality earnings.

Growing Profit Margin: FCAP's current net profit margins (3%) are lower than last year (9.5%).


Past Earnings Growth Analysis

Earnings Trend: FCAP's earnings have declined by 9.6% per year over the past 5 years.

Accelerating Growth: FCAP's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: FCAP had negative earnings growth (-69.5%) over the past year, making it difficult to compare to the Capital Markets industry average (1.3%).


Return on Equity

High ROE: FCAP's Return on Equity (3.8%) is considered low.


Next Steps

Financial Health

How is finnCap Group's financial position?


Financial Position Analysis

Short Term Liabilities: FCAP's short term assets (£14.2M) exceed its short term liabilities (£8.5M).

Long Term Liabilities: FCAP's short term assets (£14.2M) exceed its long term liabilities (£40.0K).


Debt to Equity History and Analysis

Debt Level: FCAP is debt free.

Reducing Debt: FCAP had no debt 5 years ago.

Debt Coverage: FCAP has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: FCAP has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet


Next Steps

Dividend

What is finnCap Group current dividend yield, its reliability and sustainability?

3.23%

Current Dividend Yield


Dividend Yield vs Market

Notable Dividend: FCAP's dividend (3.23%) is higher than the bottom 25% of dividend payers in the UK market (1.84%).

High Dividend: FCAP's dividend (3.23%) is low compared to the top 25% of dividend payers in the UK market (5.18%).


Stability and Growth of Payments

Stable Dividend: Too early to tell whether FCAP's dividend payments have been stable as they only just started paying a dividend.

Growing Dividend: Too early to tell if FCAP's dividend payments are increasing as they only just started paying a dividend.


Current Payout to Shareholders

Dividend Coverage: With its high payout ratio (157.7%), FCAP's dividend payments are not well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

0.7yrs

Average management tenure


CEO

Sam Smith (45 yo)

1.75yrs

Tenure

UK£277,079

Compensation

Ms. Samantha Jane Smith, also known as Sam, founded finnCap Ltd. (alternatively JMFinn Capital Markets Ltd) in August 2007 and serves as its Chief Executive Officer and Managing Director. Ms. Smith also se ...


CEO Compensation Analysis

Compensation vs Market: Sam's total compensation ($USD351.96K) is about average for companies of similar size in the UK market ($USD348.00K).

Compensation vs Earnings: Sam's compensation has been consistent with company performance over the past year.


Leadership Team

NamePositionTenureCompensationOwnership
Samantha Smith
Group CEO & Director1.75yrsUK£277.08k10.02%
£ 3.8m
Howard Leigh
Executive Deputy Chairmanno dataUK£206.23k10.22%
£ 3.9m
Thomas Roderick Hayward
COO & Directorno dataUK£178.40k2.36%
£ 903.9k
Stuart Andrews
MD & Director7.67yrsUK£211.19k2.43%
£ 930.8k
Richard Snow
CFO & Director0.33yrno data0.15%
£ 56.0k
Rhys Williams
Head of Salesno datano datano data
Graham Cooke
1.25yrsno datano data
Raymond Greaves
Head of Researchno datano datano data
Christopher Raggett
Co-Head of Corporate Finance0.67yrno datano data
Jonny Franklin-Adams
Co-Head of Corporate Finance0.67yrno datano data
Amy Ruprai
Company Secretaryno datano datano data

0.7yrs

Average Tenure

49.5yo

Average Age

Experienced Management: FCAP's management team is not considered experienced ( 0.7 years average tenure), which suggests a new team.


Board Members

NamePositionTenureCompensationOwnership
Samantha Smith
Group CEO & Director1.75yrsUK£277.08k10.02%
£ 3.8m
Howard Leigh
Executive Deputy Chairmanno dataUK£206.23k10.22%
£ 3.9m
Thomas Roderick Hayward
COO & Directorno dataUK£178.40k2.36%
£ 903.9k
Stuart Andrews
MD & Director7.67yrsUK£211.19k2.43%
£ 930.8k
Richard Snow
CFO & Director0.33yrno data0.15%
£ 56.0k
Jonathan Moulton
Non-Executive Chairman10.67yrsUK£55.00k12.53%
£ 4.8m
Andrew Hogarth
Senior Independent Non-Executive Directorno dataUK£50.00k0.22%
£ 85.7k
Barbara Firth
Independent Non-Executive Directorno dataUK£50.00k0.22%
£ 85.7k

7.7yrs

Average Tenure

56.5yo

Average Age

Experienced Board: FCAP's board of directors are considered experienced (7.7 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Recent Insider Transactions

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

finnCap Group plc's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: finnCap Group plc
  • Ticker: FCAP
  • Exchange: AIM
  • Founded: 2007
  • Industry: Investment Banking and Brokerage
  • Sector: Diversified Financials
  • Market Cap: UK£38.348m
  • Shares outstanding: 159.78m
  • Website: https://www.finncap.com

Number of Employees


Location

  • finnCap Group plc
  • 1 Bartholomew Close
  • London
  • Greater London
  • EC1A 7BL
  • United Kingdom

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
FCAPAIM (London Stock Exchange AIM Market)YesOrdinary SharesGBGBPDec 2018

Biography

finnCap Group plc provides various financial services to various growth companies in the United Kingdom. It offers corporate financing, equity capital markets and corporate broking, mergers and acquisition ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2020/09/27 04:11
End of Day Share Price2020/09/25 00:00
Earnings2020/03/31
Annual Earnings2020/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.