AIM:FCAP

Stock Analysis Report

Executive Summary

finnCap Group plc provides various financial services to various growth companies in the United Kingdom.

Snowflake

Fundamentals

Fair value with poor track record.

Share Price & News

How has finnCap Group's share price performed over time and what events caused price changes?


Latest Share Price and Events


Market Performance


7 Day Return

0%

FCAP

1.1%

GB Capital Markets

1.7%

GB Market


1 Year Return

n/a

FCAP

19.7%

GB Capital Markets

2.9%

GB Market

Return vs Industry: Insufficient data to determine how FCAP performed against the UK Capital Markets industry.

Return vs Market: Insufficient data to determine how FCAP performed against the UK Market.


Shareholder returns

FCAPIndustryMarket
7 Day0%1.1%1.7%
30 Day0%-2.8%-0.7%
90 Day-1.9%2.9%-1.8%
1 Yearn/a22.6%19.7%8.0%2.9%
3 Yearn/a78.1%65.5%18.2%3.8%
5 Yearn/a147.4%118.1%35.6%6.1%

Price Volatility Vs. Market

How volatile is finnCap Group's share price compared to the market and industry in the last 5 years?


Simply Wall St News

Valuation

Is finnCap Group undervalued compared to its fair value and its price relative to the market?

32.8%

Undervalued compared to fair value


Share Price vs. Fair Value

Undervalued: FCAP (£0.26) is trading below our estimate of fair value (£0.38)

Significantly Undervalued: FCAP is trading below fair value, but not by a significant amount.


Price To Earnings Ratio

PE vs Industry: FCAP is good value based on its PE Ratio (12.7x) compared to the Capital Markets industry average (18.7x).

PE vs Market: FCAP is good value based on its PE Ratio (12.7x) compared to the UK market (16.7x).


Price to Earnings Growth Ratio

Low PEG Ratio: Insufficient data to calculate FCAP's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: FCAP is overvalued based on its PB Ratio (1.9x) compared to the GB Capital Markets industry average (1.4x).


Next Steps

Future Growth

How is finnCap Group forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

-4.1%

Forecasted annual earnings growth


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: FCAP's earnings are forecast to decline over the next 3 years (-4.1% per year).

Earnings vs Market: FCAP's earnings are forecast to decline over the next 3 years (-4.1% per year).

High Growth Earnings: FCAP's earnings are forecast to decline over the next 3 years.

Revenue vs Market: Insufficient data to determine if FCAP's revenue is forecast to grow faster than the UK market.

High Growth Revenue: Insufficient data to determine if FCAP's revenue is forecast to grow faster than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

High Future ROE: Insufficient data to determine if FCAP's Return on Equity is forecast to be high in 3 years time


Next Steps

Past Performance

How has finnCap Group performed over the past 5 years?

4.6%

Last years earnings growth


Earnings and Revenue History


Past Earnings Growth Analysis

Earnings Trend: Insufficient data to determine if FCAP's year-on-year earnings growth rate was positive over the past 5 years.

Accelerating Growth: Insufficient data to compare FCAP's past year earnings growth to its 5-year average.

Earnings vs Industry: FCAP earnings growth over the past year (4.6%) underperformed the Capital Markets industry 4.6%.


Return on Equity

High ROE: FCAP's Return on Equity (12.1%) is considered low.


Return on Assets

ROA vs Industry: FCAP has a higher Return on Assets than the Capital Markets industry average last year.


Return on Capital Employed

ROCE Improving: Insufficient data to calculate FCAP's Return on Capital Employed to determine if it has improved over the past 3 years.


Next Steps

Financial Health

How is finnCap Group's financial position? (This company is analysed differently as a bank or financial institution)


Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet

Inventory Level: FCAP has a low level of unsold assets or inventory.

Debt Coverage by Assets: Insufficient data to determine if FCAP's debt is covered by short term assets.


Financial Institutions Analysis

Asset Level: FCAP's level of assets compared to its equity is low.

Allowance for Bad Loans: Insufficient data to determine if FCAP has a sufficient allowance for bad loans.

Low Risk Liabilities: FCAP reports no customer deposits, loans are made up entirely of externally borrowed funds.

Loan Level: Insufficient data to determine if FCAP has an acceptable proportion of non-loan assets held.

Low Risk Deposits: FCAP has advanced significantly more loans than the customer deposits it holds.

Level of Bad Loans: Insufficient data to determine if FCAP has an appropriate level of bad loans.


Next Steps

Dividend

What is finnCap Group's current dividend yield, its reliability and sustainability?

1.39%

Current Dividend Yield


Dividend Yield vs Market

company1.4%marketbottom25%2.0%markettop25%5.4%industryaverage2.1%forecastin3Yearsn/a

Current dividend yield vs market & industry


Stability and Growth of Payments

Notable Dividend: FCAP's dividend (1.39%) isn’t notable compared to the bottom 25% of dividend payers in the UK market (1.99%).

High Dividend: FCAP's dividend (1.39%) is low compared to the top 25% of dividend payers in the UK market (5.41%).

Stable Dividend: Too early to tell whether FCAP's dividend payments have been stable as they only just started paying a dividend.

Growing Dividend: Too early to tell if FCAP's dividend payments are increasing as they only just started paying a dividend.


Current Payout to Shareholders

Dividend Coverage: With its reasonable payout ratio (62.4%), FCAP's dividend payments are covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.


Next Steps

Management

What is the CEO of finnCap Group's salary, the management and board of directors tenure and is there insider trading?

UK£515k

CEO Compensation


CEO

Sam Smith (44yo)

0yrs

Tenure

UK£515,038

Compensation

Ms. Samantha Smith, Sam founded finnCap Ltd. (alternatively JMFinn Capital Markets Ltd) in August 2007 and serves as its Chief Executive Officer and Managing Director. Ms. Smith also serves as a Director o ...


CEO Compensation Analysis

Compensation vs. Market: Insufficient data to establish whether Sam's total compensation is reasonable compared to companies of similar size in the UK market.

Compensation vs Earnings: Insufficient data to compare Sam's compensation with company performance.


Insider Trading

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown


Management Team

  • Baron Leigh (59yo)

    Executive Deputy Chairman

    • Tenure: 0yrs
    • Compensation: UK£74.50k
  • Sam Smith (44yo)

    CEO & Director

    • Tenure: 0yrs
    • Compensation: UK£515.04k
  • Stuart Andrews

    Head of Corporate & Director

    • Tenure: 0yrs
    • Compensation: UK£378.13k
  • Tom Roderick Hayward (45yo)

    CFO & Director

    • Tenure: 0yrs
    • Compensation: UK£296.00k
  • McDowell Judith

    Company Secretary

    • Tenure: 0yrs
  • Graham Cooke

    • Tenure: 0.3yrs

Board Members

  • Jon Moulton (68yo)

    Non-Executive Chairman

    • Tenure: 9.8yrs
    • Compensation: UK£50.42k
  • Vin Murria (56yo)

    Non-Executive Director

    • Tenure: 0yrs
    • Compensation: UK£45.83k
  • Baron Leigh (59yo)

    Executive Deputy Chairman

    • Tenure: 0yrs
    • Compensation: UK£74.50k
  • Andy Hogarth (62yo)

    Senior Independent Non-Executive Director

    • Tenure: 0yrs
    • Compensation: UK£16.67k
  • Barbara Firth

    Independent Non-Executive Director

    • Tenure: 0yrs
    • Compensation: UK£16.67k
  • Sam Smith (44yo)

    CEO & Director

    • Tenure: 0yrs
    • Compensation: UK£515.04k
  • Stuart Andrews

    Head of Corporate & Director

    • Tenure: 0yrs
    • Compensation: UK£378.13k
  • Tom Roderick Hayward (45yo)

    CFO & Director

    • Tenure: 0yrs
    • Compensation: UK£296.00k

Company Information

finnCap Group Plc's company bio, employee growth, exchange listings and data sources


Key Information

  • Name: finnCap Group Plc
  • Ticker: FCAP
  • Exchange: AIM
  • Founded: 2007
  • Industry: Investment Banking and Brokerage
  • Sector: Diversified Financials
  • Market Cap: UK£40.147m
  • Shares outstanding: 157.44m
  • Website: https://www.finncap.com

Number of Employees


Location

  • finnCap Group Plc
  • 60 New Broad Street
  • London
  • Greater London
  • EC2M 1JJ
  • United Kingdom

Listings

TickerExchangePrimary SecuritySecurity TypeCountryCurrencyListed on
FCAPAIM (London Stock Exchange AIM Market)YesOrdinary SharesGBGBPDec 2018

Biography

finnCap Group plc provides various financial services to various growth companies in the United Kingdom. It offers corporate financing, equity capital markets and corporate broking, mergers and acquisition ...


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2019/10/18 21:44
End of Day Share Price2019/10/18 00:00
Earnings2019/03/31
Annual Earnings2019/03/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.