finnCap Group
Market Cap
UK£37.1m
Last Updated
2021/03/01 20:27 UTC
Data Sources
Company Financials +
Executive Summary
finnCap Group plc provides various financial services to various growth companies in the United Kingdom. More Details
Rewards
Risk Analysis
+ 1 more risk
Snowflake Analysis
Adequate balance sheet with acceptable track record.
Share Price & News
How has finnCap Group's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: FCAP is less volatile than 75% of UK stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: FCAP's weekly volatility (4%) has been stable over the past year.
Market Performance
7 Day Return
7.0%
FCAP
-0.3%
GB Capital Markets
-0.4%
GB Market
1 Year Return
5.5%
FCAP
15.2%
GB Capital Markets
2.0%
GB Market
Return vs Industry: FCAP underperformed the UK Capital Markets industry which returned 15.7% over the past year.
Return vs Market: FCAP exceeded the UK Market which returned 1.1% over the past year.
Shareholder returns
| FCAP | Industry | Market | |
|---|---|---|---|
| 7 Day | 7.0% | -0.3% | -0.4% |
| 30 Day | 4.5% | 4.8% | 3.3% |
| 90 Day | 0% | 11.2% | 4.9% |
| 1 Year | 7.8%5.5% | 18.8%15.2% | 8.0%2.0% |
| 3 Year | n/a | 52.4%35.1% | 10.6%-2.6% |
| 5 Year | n/a | 116.1%79.9% | 38.7%12.1% |
Long-Term Price Volatility Vs. Market
How volatile is finnCap Group's share price compared to the market and industry in the last 5 years?
Simply Wall St News
3 months ago | Simply Wall St
Did finnCap Group's (LON:FCAP) Share Price Deserve to Gain 10%?9 months ago | Simply Wall St
Here's How P/E Ratios Can Help Us Understand finnCap Group Plc (LON:FCAP)11 months ago | Simply Wall St
Imagine Owning finnCap Group (LON:FCAP) And Wondering If The 38% Share Price Slide Is JustifiedValuation
Is finnCap Group undervalued compared to its fair value and its price relative to the market?
13.91x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: FCAP (£0.23) is trading above our estimate of fair value (£0.22)
Significantly Below Fair Value: FCAP is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: FCAP is good value based on its PE Ratio (13.9x) compared to the GB Capital Markets industry average (20.9x).
PE vs Market: FCAP is good value based on its PE Ratio (13.9x) compared to the UK market (23.8x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate FCAP's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: FCAP's PB Ratio (1.5x) is in line with the GB Capital Markets industry average.
Next Steps
Future Growth
How is finnCap Group forecast to perform in the next 1 to 3 years based on estimates from 1 analyst?
24.4%
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as finnCap Group has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
Next Steps
- Examine finnCap Group's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
- finnCap Group competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Diversified Financials industry.
Past Performance
How has finnCap Group performed over the past 5 years?
-5.5%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: FCAP has a large one-off loss of £1.2M impacting its September 30 2020 financial results.
Growing Profit Margin: FCAP's current net profit margins (7.9%) are higher than last year (7.9%).
Past Earnings Growth Analysis
Earnings Trend: FCAP's earnings have declined by 5.5% per year over the past 5 years.
Accelerating Growth: FCAP's earnings growth over the past year (3.9%) exceeds its 5-year average (-5.5% per year).
Earnings vs Industry: FCAP earnings growth over the past year (3.9%) exceeded the Capital Markets industry -2%.
Return on Equity
High ROE: FCAP's Return on Equity (10.9%) is considered low.
Next Steps
Financial Health
How is finnCap Group's financial position?
Financial Position Analysis
Short Term Liabilities: FCAP's short term assets (£19.6M) exceed its short term liabilities (£11.0M).
Long Term Liabilities: FCAP's short term assets (£19.6M) exceed its long term liabilities (£14.9M).
Debt to Equity History and Analysis
Debt Level: FCAP's debt to equity ratio (5.4%) is considered satisfactory.
Reducing Debt: Insufficient data to determine if FCAP's debt to equity ratio has reduced over the past 5 years.
Debt Coverage: FCAP's debt is well covered by operating cash flow (664.9%).
Interest Coverage: Insufficient data to determine if FCAP's interest payments on its debt are well covered by EBIT.
Balance Sheet
Next Steps
Dividend
What is finnCap Group current dividend yield, its reliability and sustainability?
2.17%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: FCAP's dividend (2.17%) is higher than the bottom 25% of dividend payers in the UK market (1.48%).
High Dividend: FCAP's dividend (2.17%) is low compared to the top 25% of dividend payers in the UK market (4.58%).
Stability and Growth of Payments
Stable Dividend: FCAP has been paying a dividend for less than 10 years and during this time payments have been volatile.
Growing Dividend: FCAP's dividend payments have increased, but the company has only paid a dividend for 2 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (29.9%), FCAP's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
1.1yrs
Average management tenure
CEO
Sam Smith (45 yo)
2.17yrs
Tenure
UK£277,079
Compensation
Ms. Samantha Jane Smith, also known as Sam, founded finnCap Ltd. (alternatively JMFinn Capital Markets Ltd) in August 2007 and serves as its Chief Executive Officer and Managing Director. Ms. Smith also se...
CEO Compensation Analysis
Compensation vs Market: Sam's total compensation ($USD386.47K) is about average for companies of similar size in the UK market ($USD335.61K).
Compensation vs Earnings: Sam's compensation has been consistent with company performance over the past year.
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Group CEO & Director | 2.17yrs | UK£277.08k | 9.92% £ 3.7m | |
| COO & Director | no data | UK£178.40k | 2.33% £ 866.3k | |
| MD & Director | 8.08yrs | UK£211.19k | 2.4% £ 892.0k | |
| CFO & Director | 0.75yr | no data | 0.20% £ 75.6k | |
| Head of Sales | no data | no data | no data | |
| 1.67yrs | no data | no data | ||
| Head of Research | no data | no data | no data | |
| Co-Head of Corporate Finance | 1.08yrs | no data | no data | |
| Co-Head of Corporate Finance | 1.08yrs | no data | no data | |
| Company Secretary | no data | no data | no data |
1.1yrs
Average Tenure
46yo
Average Age
Experienced Management: FCAP's management team is not considered experienced ( 1.1 years average tenure), which suggests a new team.
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Group CEO & Director | 2.17yrs | UK£277.08k | 9.92% £ 3.7m | |
| COO & Director | no data | UK£178.40k | 2.33% £ 866.3k | |
| MD & Director | 8.08yrs | UK£211.19k | 2.4% £ 892.0k | |
| CFO & Director | 0.75yr | no data | 0.20% £ 75.6k | |
| Senior Independent Non-Executive Director | no data | UK£50.00k | 0.22% £ 82.1k | |
| Independent Non-Executive Director | no data | UK£50.00k | 0.22% £ 82.1k | |
| Non-Executive Chairman | 0.083yr | no data | no data |
0.8yrs
Average Tenure
53yo
Average Age
Experienced Board: FCAP's board of directors are not considered experienced ( 0.8 years average tenure), which suggests a new board.
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 2.5%.
Top Shareholders
Company Information
finnCap Group plc's company bio, employee growth, exchange listings and data sources
Key Information
- Name: finnCap Group plc
- Ticker: FCAP
- Exchange: AIM
- Founded: 2007
- Industry: Investment Banking and Brokerage
- Sector: Diversified Financials
- Market Cap: UK£37.124m
- Shares outstanding: 161.41m
- Website: https://www.finncap.com
Number of Employees
Location
- finnCap Group plc
- 1 Bartholomew Close
- London
- Greater London
- EC1A 7BL
- United Kingdom
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| FCAP | AIM (London Stock Exchange AIM Market) | Yes | Ordinary Shares | GB | GBP | Dec 2018 |
Biography
finnCap Group plc provides various financial services to various growth companies in the United Kingdom. It offers corporate financing, equity capital markets and corporate broking, mergers and acquisition...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2021/03/01 20:27 |
| End of Day Share Price | 2021/03/01 00:00 |
| Earnings | 2020/09/30 |
| Annual Earnings | 2020/03/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.