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TCS Group Holding Balance Sheet Health

Financial Health criteria checks 5/6

TCS Group Holding has total assets of RUB1,599.5B and total equity of RUB205.8B. Total deposits are RUB1,194.0B, and total loans are RUB628.5B.

Key information

7.8x

Asset to equity ratio

n/a

Net interest margin

Total deposits

₽1.19t

Loan to deposit ratio

Appropriate

Bad loans

11.8%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

₽517.66b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: TCSA's Assets to Equity ratio (7.8x) is low.

Allowance for Bad Loans: TCSA has a sufficient allowance for bad loans (142%).

Low Risk Liabilities: 86% of TCSA's liabilities are made up of primarily low risk sources of funding.

Loan Level: TCSA has an appropriate level of Loans to Assets ratio (39%).

Low Risk Deposits: TCSA's Loans to Deposits ratio (53%) is appropriate.

Level of Bad Loans: TCSA has a high level of bad loans (11.8%).


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2023/04/23 21:49
End of Day Share Price 2023/01/24 00:00
Earnings2022/12/31
Annual Earnings2022/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

TCS Group Holding PLC is covered by 13 analysts. of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Olga VeselovaBofA Global Research
Ivan KachkovskiDeutsche Bank
Dmitry TrembovolskyGoldman Sachs