OTP Bank Nyrt Balance Sheet Health

Financial Health criteria checks 5/6

OTP Bank Nyrt has total assets of HUF41,556.6B and total equity of HUF4,798.4B. Total deposits are HUF30,349.0B, and total loans are HUF22,251.5B. It earns a Net Interest Margin of 3.9%. It has sufficient allowance for bad loans, which are currently at 3.7% of total loans. Cash and short-term investments are HUF8,438.6B.

Key information

8.7x

Asset to equity ratio

3.9%

Net interest margin

Total deposits

Ft30.35t

Loan to deposit ratio

Appropriate

Bad loans

3.7%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

Ft8.44t

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: OTPD's Assets to Equity ratio (8.7x) is low.

Allowance for Bad Loans: OTPD has a sufficient allowance for bad loans (115%).

Low Risk Liabilities: 83% of OTPD's liabilities are made up of primarily low risk sources of funding.

Loan Level: OTPD has an appropriate level of Loans to Assets ratio (54%).

Low Risk Deposits: OTPD's Loans to Deposits ratio (73%) is appropriate.

Level of Bad Loans: OTPD has a high level of bad loans (3.7%).


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