NatWest Group Balance Sheet Health

Financial Health criteria checks 5/6

NatWest Group has total assets of £697.5B and total equity of £37.9B. Total deposits are £443.0B, and total loans are £407.2B earning a Net Interest Margin of 2.1%. It has insufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are £212.2B.

Key information

18.4x

Asset to equity ratio

2.1%

Net interest margin

Total deposits

UK£442.97b

Loan to deposit ratio

Appropriate

Bad loans

1.4%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

UK£212.21b

Recent financial health updates

No updates

Recent updates

NatWest Group plc Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

Apr 30
NatWest Group plc Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

NatWest Group plc Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

Feb 20
NatWest Group plc Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next

NatWest Group (LON:NWG) Has Announced That It Will Be Increasing Its Dividend To £0.115

Feb 19
NatWest Group (LON:NWG) Has Announced That It Will Be Increasing Its Dividend To £0.115

Should You Be Adding NatWest Group (LON:NWG) To Your Watchlist Today?

Jan 27
Should You Be Adding NatWest Group (LON:NWG) To Your Watchlist Today?

Should You Be Adding NatWest Group (LON:NWG) To Your Watchlist Today?

Aug 11
Should You Be Adding NatWest Group (LON:NWG) To Your Watchlist Today?

NatWest Group (LON:NWG) Is Increasing Its Dividend To £0.10

Feb 21
NatWest Group (LON:NWG) Is Increasing Its Dividend To £0.10

We Ran A Stock Scan For Earnings Growth And NatWest Group (LON:NWG) Passed With Ease

Jan 13
We Ran A Stock Scan For Earnings Growth And NatWest Group (LON:NWG) Passed With Ease

Is Now The Time To Put NatWest Group (LON:NWG) On Your Watchlist?

Sep 23
Is Now The Time To Put NatWest Group (LON:NWG) On Your Watchlist?

NatWest Group (LON:NWG) Will Pay A Larger Dividend Than Last Year At £0.035

Aug 01
NatWest Group (LON:NWG) Will Pay A Larger Dividend Than Last Year At £0.035

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: NWG's Assets to Equity ratio (18.4x) is moderate.

Allowance for Bad Loans: NWG has a low allowance for bad loans (63%).

Low Risk Liabilities: 67% of NWG's liabilities are made up of primarily low risk sources of funding.

Loan Level: NWG has an appropriate level of Loans to Assets ratio (58%).

Low Risk Deposits: NWG's Loans to Deposits ratio (92%) is appropriate.

Level of Bad Loans: NWG has an appropriate level of bad loans (1.4%).


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