Lloyds Banking Group Balance Sheet Health
Financial Health criteria checks 5/6
Lloyds Banking Group has total assets of £881.5B and total equity of £47.4B. Total deposits are £477.5B, and total loans are £460.5B earning a Net Interest Margin of 3.1%. It has insufficient allowance for bad loans, which are currently at 1.5% of total loans. Cash and short-term investments are £179.5B.
Key information
18.6x
Asset to equity ratio
3.1%
Net interest margin
| Total deposits | UK£477.55b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.5% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | UK£179.46b |
Recent financial health updates
No updates
Recent updates
With EPS Growth And More, Lloyds Banking Group (LON:LLOY) Makes An Interesting Case
Jan 29
Does Lloyds Banking Group (LON:LLOY) Deserve A Spot On Your Watchlist?
Oct 15Does Lloyds Banking Group (LON:LLOY) Deserve A Spot On Your Watchlist?
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Apr 21Lloyds Banking Group plc (LON:LLOY) Insiders Increased Their Holdings
Mar 01Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: LLOY's Assets to Equity ratio (18.6x) is moderate.
Allowance for Bad Loans: LLOY has a low allowance for bad loans (52%).
Low Risk Liabilities: 57% of LLOY's liabilities are made up of primarily low risk sources of funding.
Loan Level: LLOY has an appropriate level of Loans to Assets ratio (52%).
Low Risk Deposits: LLOY's Loans to Deposits ratio (96%) is appropriate.
Level of Bad Loans: LLOY has an appropriate level of bad loans (1.5%).