Canadian Imperial Bank of Commerce

LSE:0UNI Stock Report

Market Cap: CA$86.3b

Canadian Imperial Bank of Commerce Valuation

Is 0UNI undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 0UNI when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Discounted Cash Flow
Simply Wall St
CA$157.68
Fair Value
42.8% undervalued intrinsic discount
15
Number of Analysts

Below Fair Value: 0UNI (CA$90.16) is trading below our estimate of fair value (CA$157.68)

Significantly Below Fair Value: 0UNI is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 0UNI?

Key metric: As 0UNI is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 0UNI. This is calculated by dividing 0UNI's market cap by their current earnings.
What is 0UNI's PE Ratio?
PE Ratio12.6x
EarningsCA$6.85b
Market CapCA$86.27b

Price to Earnings Ratio vs Peers

How does 0UNI's PE Ratio compare to its peers?

The above table shows the PE ratio for 0UNI vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average7.5x
BARC Barclays
8.8x11.0%UK£37.1b
LLOY Lloyds Banking Group
7.2x4.0%UK£32.0b
NWG NatWest Group
6.7x1.0%UK£30.1b
STAN Standard Chartered
7.5x5.1%UK£24.6b
0UNI Canadian Imperial Bank of Commerce
12.6x6.5%CA$86.3b

Price-To-Earnings vs Peers: 0UNI is expensive based on its Price-To-Earnings Ratio (12.6x) compared to the peer average (7.5x).

Price to Earnings Ratio vs Industry

How does 0UNI's PE Ratio compare vs other companies in the European Banks Industry?

2 CompaniesPrice / EarningsEstimated GrowthMarket Cap
0UNI 12.6xIndustry Avg. 7.9xNo. of Companies42PE0612182430+
2 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 0UNI is expensive based on its Price-To-Earnings Ratio (12.6x) compared to the European Banks industry average (7.9x).

Price to Earnings Ratio vs Fair Ratio

What is 0UNI's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

0UNI PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio12.6x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate 0UNI's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 0UNI forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentCA$90.16
CA$97.78
+8.5%
9.8%CA$114.00CA$70.00n/a15
Jan ’26CA$91.11
CA$97.38
+6.9%
9.7%CA$114.00CA$70.00n/a15
Dec ’25CA$91.27
CA$91.92
+0.7%
11.2%CA$108.00CA$70.00n/a15
Nov ’25CA$87.41
CA$81.45
-6.8%
9.5%CA$94.00CA$66.00n/a16
Oct ’25CA$82.10
CA$81.66
-0.5%
7.3%CA$91.00CA$70.00n/a16
Sep ’25CA$72.63
CA$79.65
+9.7%
8.5%CA$91.00CA$68.34n/a17
Aug ’25CA$70.74
CA$72.20
+2.1%
6.8%CA$79.00CA$57.00n/a17
Jul ’25CA$65.67
CA$71.97
+9.6%
7.6%CA$79.00CA$57.00n/a16
Jun ’25CA$67.53
CA$71.16
+5.4%
8.0%CA$78.00CA$57.00n/a17
May ’25CA$64.75
CA$67.99
+5.0%
8.5%CA$76.00CA$50.00n/a17
Apr ’25CA$69.07
CA$67.63
-2.1%
8.3%CA$76.00CA$50.00n/a17
Mar ’25CA$65.49
CA$66.83
+2.0%
8.2%CA$76.00CA$50.00n/a15
Feb ’25CA$60.82
CA$62.89
+3.4%
7.4%CA$71.00CA$50.00n/a14
Jan ’25CA$63.30
CA$61.93
-2.2%
8.3%CA$71.00CA$50.00CA$91.1114
Dec ’24CA$52.96
CA$60.74
+14.7%
8.2%CA$69.38CA$50.00CA$91.2714
Nov ’24CA$48.77
CA$61.24
+25.6%
8.7%CA$69.38CA$48.00CA$87.4114
Oct ’24CA$53.01
CA$61.53
+16.1%
8.1%CA$69.38CA$48.00CA$82.1014
Sep ’24CA$54.15
CA$60.96
+12.6%
8.3%CA$69.38CA$48.00CA$72.6316
Aug ’24CA$58.03
CA$63.61
+9.6%
8.2%CA$72.00CA$48.00CA$70.7417
Jul ’24n/a
CA$63.74
0%
8.5%CA$72.00CA$48.00CA$65.6717
Jun ’24CA$57.36
CA$64.01
+11.6%
9.2%CA$73.83CA$48.00CA$67.5317
May ’24CA$56.25
CA$65.54
+16.5%
8.3%CA$73.83CA$48.00CA$64.7517
Apr ’24n/a
CA$65.54
0%
8.3%CA$73.83CA$48.00CA$69.0717
Mar ’24CA$62.28
CA$65.53
+5.2%
8.3%CA$74.43CA$48.00CA$65.4917
Feb ’24CA$59.48
CA$64.70
+8.8%
9.6%CA$74.43CA$46.00CA$60.8217
Jan ’24CA$54.00
CA$64.70
+19.8%
9.6%CA$74.43CA$46.00CA$63.3017
Analyst Price Target
Consensus Narrative from 15 Analysts
CA$96.30
Fair Value
6.4% undervalued intrinsic discount
15
Number of Analysts

Analyst Forecast: Target price is less than 20% higher than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/10 22:29
End of Day Share Price 2025/01/10 00:00
Earnings2024/10/31
Annual Earnings2024/10/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Canadian Imperial Bank of Commerce is covered by 32 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Mark RosenAccountability Research Corporation
John AikenBarclays
Brian MortonBarclays