AS LHV Group Past Earnings Performance

Past criteria checks 2/6

AS LHV Group has been growing earnings at an average annual rate of 36.9%, while the Banks industry saw earnings growing at 24% annually. Revenues have been growing at an average rate of 32.5% per year. AS LHV Group's return on equity is 22.1%, and it has net margins of 46.3%.

Key information

36.9%

Earnings growth rate

34.2%

EPS growth rate

Banks Industry Growth	21.2%
Revenue growth rate	32.5%
Return on equity	22.1%
Net Margin	46.3%
Next Earnings Update	04 Mar 2025

Recent past performance updates

No updates

Recent updates

No updates

Revenue & Expenses Breakdown

How AS LHV Group makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

LSE:0RIR Revenue, expenses and earnings (EUR Millions)
Date	Revenue	Earnings	G+A Expenses
31 Dec 24	322	149	147
30 Sep 24	319	146	148
30 Jun 24	320	150	144
31 Mar 24	312	147	139
31 Dec 23	299	140	134
30 Sep 23	284	131	123
30 Jun 23	242	102	113
31 Mar 23	206	81	101
31 Dec 22	171	60	90
30 Sep 22	150	55	81
30 Jun 22	148	60	73
31 Mar 22	143	59	70
31 Dec 21	136	58	65
30 Sep 21	129	57	58
30 Jun 21	118	51	54
31 Mar 21	98	42	47
31 Dec 20	93	38	44
30 Sep 20	78	26	44
30 Jun 20	72	23	43
31 Mar 20	76	27	42
31 Dec 19	71	25	39
30 Sep 19	68	25	37
30 Jun 19	65	24	35
31 Mar 19	62	23	33
31 Dec 18	60	22	32
30 Sep 18	56	20	31
30 Jun 18	54	19	29
31 Mar 18	50	17	28
31 Dec 17	49	18	27
30 Sep 17	50	18	28
30 Jun 17	50	19	28
31 Mar 17	51	19	29
31 Dec 16	49	18	29
30 Sep 16	46	16	28
30 Jun 16	42	14	27
31 Mar 16	39	12	25
31 Dec 15	37	12	24
30 Sep 15	35	11	27
30 Jun 15	32	10	24
31 Mar 15	30	9	23
31 Dec 14	28	7	20
30 Sep 14	24	6	12
30 Jun 14	23	5	12
31 Mar 14	23	4	17

Quality Earnings: 0RIR has high quality earnings.

Growing Profit Margin: 0RIR's current net profit margins (46.3%) are lower than last year (46.7%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 0RIR's earnings have grown significantly by 36.9% per year over the past 5 years.

Accelerating Growth: 0RIR's earnings growth over the past year (6.7%) is below its 5-year average (36.9% per year).

Earnings vs Industry: 0RIR earnings growth over the past year (6.7%) did not outperform the Banks industry 13.5%.

Return on Equity

High ROE: Whilst 0RIR's Return on Equity (22.15%) is high, this metric is skewed due to their high level of debt.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/02/21 12:36
End of Day Share Price	2025/02/13 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

AS LHV Group is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Andrej Rodionov	Swedbank AS
Andrej Rodionov	Swedbank Large Corporates & Institutions