ING Groep Balance Sheet Health
Financial Health criteria checks 5/6
ING Groep has total assets of €1,047.6B and total equity of €55.5B. Total deposits are €713.1B, and total loans are €676.5B earning a Net Interest Margin of 1.9%. It has insufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are €185.9B.
Key information
18.9x
Asset to equity ratio
1.9%
Net interest margin
| Total deposits | €713.07b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.0% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €185.86b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0RIC's Assets to Equity ratio (18.9x) is moderate.
Allowance for Bad Loans: 0RIC has a low allowance for bad loans (44%).
Low Risk Liabilities: 72% of 0RIC's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0RIC has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: 0RIC's Loans to Deposits ratio (95%) is appropriate.
Level of Bad Loans: 0RIC has an appropriate level of bad loans (2%).