Banca Sistema Balance Sheet Health

Financial Health criteria checks 4/6

Banca Sistema has total assets of €4.7B and total equity of €281.0M. Total deposits are €3.0B, and total loans are €2.9B.

Key information

16.9x

Asset to equity ratio

n/a

Net interest margin

Total deposits

€2.98b

Loan to deposit ratio

Appropriate

Bad loans

10.4%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

€270.86m

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: 0R9H's Assets to Equity ratio (16.9x) is moderate.

Allowance for Bad Loans: 0R9H has a low allowance for bad loans (22%).

Low Risk Liabilities: 67% of 0R9H's liabilities are made up of primarily low risk sources of funding.

Loan Level: 0R9H has an appropriate level of Loans to Assets ratio (60%).

Low Risk Deposits: 0R9H's Loans to Deposits ratio (96%) is appropriate.

Level of Bad Loans: 0R9H has a high level of bad loans (10.4%).


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