Banca Sistema Balance Sheet Health
Financial Health criteria checks 4/6
Banca Sistema has total assets of €4.6B and total equity of €277.0M. Total deposits are €3.2B, and total loans are €3.3B.
Key information
16.5x
Asset to equity ratio
n/a
Net interest margin
Total deposits | €3.23b |
Loan to deposit ratio | Appropriate |
Bad loans | 8.9% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €250.00m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0R9H's Assets to Equity ratio (16.5x) is moderate.
Allowance for Bad Loans: 0R9H has a low allowance for bad loans (25%).
Low Risk Liabilities: 75% of 0R9H's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0R9H has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: 0R9H's Loans to Deposits ratio (103%) is appropriate.
Level of Bad Loans: 0R9H has a high level of bad loans (8.9%).