Luzerner Kantonalbank AG

LSE:0QNU Stock Report

Market Cap: CHF 3.2b

Luzerner Kantonalbank Past Earnings Performance

Past criteria checks 5/6

Luzerner Kantonalbank has been growing earnings at an average annual rate of 6.8%, while the Banks industry saw earnings growing at 24% annually. Revenues have been growing at an average rate of 4.9% per year. Luzerner Kantonalbank's return on equity is 7.1%, and it has net margins of 44%.

Key information

6.8%

Earnings growth rate

0.6%

EPS growth rate

Banks Industry Growth21.2%
Revenue growth rate4.9%
Return on equity7.1%
Net Margin44.0%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Luzerner Kantonalbank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

LSE:0QNU Revenue, expenses and earnings (CHF Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 246442833240
30 Jun 246302823170
31 Mar 246232793130
31 Dec 236152653080
30 Sep 236142573020
30 Jun 235872442800
31 Mar 235892322930
31 Dec 225862272920
30 Sep 225802222940
30 Jun 225862212910
31 Mar 225812222890
31 Dec 215812212870
30 Sep 215752202830
30 Jun 215712182900
31 Mar 215582192740
31 Dec 205312112690
30 Sep 205152122610
30 Jun 205122082590
31 Mar 204922012470
31 Dec 195042052530
30 Sep 194992052510
30 Jun 194872012480
31 Mar 194842012460
31 Dec 184822002450
30 Sep 184751972430
30 Jun 184812022430
31 Mar 184812022420
31 Dec 174751982390
30 Sep 174771992380
30 Jun 174591942250
31 Mar 174551912320
31 Dec 164471872270
30 Sep 164381832220
30 Jun 164361782260
31 Mar 164261772160
31 Dec 154291802160
30 Sep 154211772140
30 Jun 154231792060
31 Mar 154331812150
31 Dec 144401822150
30 Sep 144321792170
30 Jun 144371812180
31 Mar 144321772160

Quality Earnings: 0QNU has high quality earnings.

Growing Profit Margin: 0QNU's current net profit margins (44%) are higher than last year (41.8%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 0QNU's earnings have grown by 6.8% per year over the past 5 years.

Accelerating Growth: 0QNU's earnings growth over the past year (10.4%) exceeds its 5-year average (6.8% per year).

Earnings vs Industry: 0QNU earnings growth over the past year (10.4%) exceeded the Banks industry 10.1%.

Return on Equity

High ROE: 0QNU's Return on Equity (7.1%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/03 19:32
End of Day Share Price 2025/01/03 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Luzerner Kantonalbank AG is covered by 6 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Tobias BrutschBank Vontobel AG
Philipp GamperZürcher Kantonalbank
Edouard RivaZürcher Kantonalbank