Alior Bank Balance Sheet Health
Financial Health criteria checks 4/6
Alior Bank has total assets of PLN90.1B and total equity of PLN9.2B. Total deposits are PLN73.1B, and total loans are PLN61.0B earning a Net Interest Margin of 5.9%. It has insufficient allowance for bad loans, which are currently at 8% of total loans. Cash and short-term investments are PLN6.3B.
Key information
9.7x
Asset to equity ratio
5.9%
Net interest margin
Total deposits | zł73.08b |
Loan to deposit ratio | Appropriate |
Bad loans | 8.0% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | zł6.31b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0QBM's Assets to Equity ratio (9.7x) is low.
Allowance for Bad Loans: 0QBM has a low allowance for bad loans (77%).
Low Risk Liabilities: 90% of 0QBM's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0QBM has an appropriate level of Loans to Assets ratio (68%).
Low Risk Deposits: 0QBM's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: 0QBM has a high level of bad loans (8%).