Alior Bank Balance Sheet Health
Financial Health criteria checks 4/6
Alior Bank has total assets of PLN91.2B and total equity of PLN10.8B. Total deposits are PLN74.7B, and total loans are PLN62.9B earning a Net Interest Margin of 5.9%. It has insufficient allowance for bad loans, which are currently at 6.7% of total loans. Cash and short-term investments are PLN2.3B.
Key information
8.5x
Asset to equity ratio
5.9%
Net interest margin
| Total deposits | zł74.65b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 6.7% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | zł2.29b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0QBM's Assets to Equity ratio (8.5x) is low.
Allowance for Bad Loans: 0QBM has a low allowance for bad loans (74%).
Low Risk Liabilities: 93% of 0QBM's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0QBM has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: 0QBM's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: 0QBM has a high level of bad loans (6.7%).