Caisse Régionale de Crédit Agricole Mutuel Alpes Provence Société coopérative Past Earnings Performance
Past criteria checks 2/6
Caisse Régionale de Crédit Agricole Mutuel Alpes Provence Société coopérative has been growing earnings at an average annual rate of 18%, while the Banks industry saw earnings growing at 24.2% annually. Revenues have been growing at an average rate of 5.1% per year. Caisse Régionale de Crédit Agricole Mutuel Alpes Provence Société coopérative's return on equity is 3.7%, and it has net margins of 27.6%.
Key information
18.0%
Earnings growth rate
15.0%
EPS growth rate
| Banks Industry Growth | 21.2% |
| Revenue growth rate | 5.1% |
| Return on equity | 3.7% |
| Net Margin | 27.6% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
No updates
Recent updates
No updates
Revenue & Expenses Breakdown
How Caisse Régionale de Crédit Agricole Mutuel Alpes Provence Société coopérative makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 422 | 116 | 16 | 0 |
| 30 Sep 23 | 421 | 119 | 16 | 0 |
| 30 Jun 23 | 420 | 121 | 19 | 0 |
| 31 Mar 23 | 437 | 133 | 19 | 0 |
| 31 Dec 22 | 454 | 145 | 17 | 0 |
| 30 Sep 22 | 455 | 138 | 33 | 0 |
| 30 Jun 22 | 463 | 145 | 20 | 0 |
| 31 Mar 22 | 459 | 147 | 24 | 0 |
| 31 Dec 21 | 431 | 117 | 20 | 0 |
| 30 Sep 21 | 440 | 127 | 22 | 0 |
| 30 Jun 21 | 419 | 112 | 23 | 0 |
| 31 Mar 21 | 355 | 64 | 22 | 0 |
| 31 Dec 20 | 339 | 48 | 22 | 0 |
| 30 Sep 20 | 309 | 20 | 20 | 0 |
| 30 Jun 20 | 324 | 28 | 20 | 0 |
| 31 Mar 20 | 366 | 51 | 16 | 0 |
| 31 Dec 19 | 382 | 75 | 20 | 0 |
| 30 Sep 19 | 386 | 87 | 12 | 0 |
| 30 Jun 19 | 385 | 85 | 14 | 0 |
| 31 Mar 19 | 366 | 80 | 16 | 0 |
| 31 Dec 18 | 359 | 69 | 12 | 0 |
| 30 Sep 18 | 366 | 64 | 3 | 0 |
| 30 Jun 18 | 355 | 49 | 13 | 0 |
| 31 Mar 18 | 393 | 78 | 13 | 0 |
| 31 Dec 17 | 393 | 80 | 13 | 0 |
| 30 Sep 17 | 393 | 84 | 13 | 0 |
| 30 Jun 17 | 392 | 88 | 13 | 0 |
| 31 Mar 17 | 364 | 70 | 13 | 0 |
| 31 Dec 16 | 357 | 68 | 13 | 0 |
| 30 Sep 16 | 367 | 78 | 13 | 0 |
| 30 Jun 16 | 377 | 89 | 13 | 0 |
| 31 Mar 16 | 391 | 93 | 13 | 0 |
| 31 Dec 15 | 401 | 98 | 13 | 0 |
| 30 Sep 15 | 400 | 95 | 13 | 0 |
| 30 Jun 15 | 399 | 93 | 12 | 0 |
| 31 Mar 15 | 392 | 83 | 9 | 0 |
| 31 Dec 14 | 394 | 91 | 12 | 0 |
| 30 Sep 14 | 406 | 97 | 13 | 0 |
| 30 Jun 14 | 419 | 104 | 13 | 0 |
| 31 Mar 14 | 406 | 90 | 16 | 0 |
| 31 Dec 13 | 407 | 88 | 13 | 0 |
| 30 Sep 13 | 395 | 79 | 13 | 0 |
| 30 Jun 13 | 383 | 71 | 14 | 0 |
Quality Earnings: 0O3R has high quality earnings.
Growing Profit Margin: 0O3R's current net profit margins (27.6%) are lower than last year (32%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 0O3R's earnings have grown by 18% per year over the past 5 years.
Accelerating Growth: 0O3R's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 0O3R had negative earnings growth (-19.8%) over the past year, making it difficult to compare to the Banks industry average (15.9%).
Return on Equity
High ROE: 0O3R's Return on Equity (3.7%) is considered low.