Nordea Bank Abp provides various banking products and services in Sweden, Finland, Norway, Denmark, and internationally. More Details
Excellent balance sheet average dividend payer.
Share Price & News
How has Nordea Bank Abp's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 0N4T has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: 0N4T exceeded the UK Banks industry which returned -47.1% over the past year.
Return vs Market: 0N4T exceeded the UK Market which returned -14.2% over the past year.
Price Volatility Vs. Market
How volatile is Nordea Bank Abp's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Nordea Bank Abp undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: 0N4T (SEK69.81) is trading above our estimate of fair value (SEK38.57)
Significantly Below Fair Value: 0N4T is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: 0N4T is poor value based on its PE Ratio (24.6x) compared to the GB Banks industry average (9.9x).
PE vs Market: 0N4T is poor value based on its PE Ratio (24.6x) compared to the UK market (18.1x).
Price to Earnings Growth Ratio
PEG Ratio: 0N4T is poor value based on its PEG Ratio (1.1x)
Price to Book Ratio
PB vs Industry: 0N4T is overvalued based on its PB Ratio (0.9x) compared to the GB Banks industry average (0.5x).
How is Nordea Bank Abp forecast to perform in the next 1 to 3 years based on estimates from 17 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: 0N4T's forecast earnings growth (23.1% per year) is above the savings rate (1.2%).
Earnings vs Market: 0N4T's earnings (23.1% per year) are forecast to grow slower than the UK market (24.2% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: 0N4T's revenue (4% per year) is forecast to grow slower than the UK market (6% per year).
High Growth Revenue: 0N4T's revenue (4% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: 0N4T's Return on Equity is forecast to be low in 3 years time (8.9%).
How has Nordea Bank Abp performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 0N4T has a large one-off loss of €749.0M impacting its June 30 2020 financial results.
Growing Profit Margin: 0N4T's current net profit margins (15.3%) are lower than last year (27.8%).
Past Earnings Growth Analysis
Earnings Trend: 0N4T's earnings have declined by 16.5% per year over the past 5 years.
Accelerating Growth: 0N4T's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 0N4T had negative earnings growth (-53%) over the past year, making it difficult to compare to the Banks industry average (-29%).
Return on Equity
High ROE: 0N4T's Return on Equity (3.5%) is considered low.
How is Nordea Bank Abp's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: 0N4T's Assets to Equity ratio (18.5x) is moderate.
Allowance for Bad Loans: 0N4T has a sufficient allowance for bad loans (107%).
Low Risk Liabilities: 52% of 0N4T's liabilities are made up of primarily higher risk sources of funding.
Loan Level: 0N4T has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: 0N4T's Loans to Deposits ratio (118%) is appropriate.
Level of Bad Loans: 0N4T has an appropriate level of bad loans (0.8%).
What is Nordea Bank Abp current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: 0N4T's dividend (5.95%) is higher than the bottom 25% of dividend payers in the UK market (1.83%).
High Dividend: 0N4T's dividend (5.95%) is in the top 25% of dividend payers in the UK market (5.36%)
Stability and Growth of Payments
Stable Dividend: 0N4T's dividend payments have been volatile in the past 10 years.
Growing Dividend: 0N4T's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its high payout ratio (146.5%), 0N4T's dividend payments are not well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: 0N4T's dividends in 3 years are forecast to be covered by earnings (65.3% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Frank Vang-Jensen (53 yo)
Mr. Frank Vang-Jensen has been President and Group Chief Executive Officer at Nordea Henkivakuutus Suomi Oy since September 05, 2019. He is Chief Executive Officer at Nordea Bank Abp since September 05, 20 ...
CEO Compensation Analysis
Compensation vs Market: Frank's total compensation ($USD821.14K) is below average for companies of similar size in the UK market ($USD4.89M).
Compensation vs Earnings: Insufficient data to compare Frank's compensation with company performance.
|President & Group CEO||1.08yrs||€697.07k||0.0011% |
|Chief Legal Officer||2.08yrs||€196.05k||0.000020% |
|Executive Officer||1.08yrs||€1.89m||no data|
|Acting CFO||0.75yr||no data||no data|
|Group CFO & Head of Group Finance||no data||no data||no data|
|Group CIO and Head of Group Technology||3.67yrs||no data||no data|
|Head of Investor Relations||no data||no data||no data|
|Chief Risk Officer and Head of Group Risk & Compliance||1.75yrs||no data||no data|
|Chief Compliance Officer & Head of Group Compliance||1.08yrs||no data||no data|
|Head of Group Communications||3.42yrs||no data||no data|
|Chief People Officer & Head of Group People||0.83yr||no data||0.000050% |
|Principal||no data||no data||no data|
Experienced Management: 0N4T's management team is not considered experienced ( 1.1 years average tenure), which suggests a new team.
|Independent Vice Chairman||1.58yrs||no data||0.0025% |
|Independent Director||1.58yrs||no data||no data|
|Independent Director||5.58yrs||no data||0.00025% |
|Chairman of the Board||1.58yrs||no data||0.00035% |
|Independent Director||3.58yrs||no data||no data|
|Independent Director||10.58yrs||no data||no data|
|Independent Director||6.58yrs||no data||0.0012% |
|Employee Representative Director||14.75yrs||no data||no data|
|Independent Director||1.58yrs||no data||no data|
|Employee Representative Director||2.75yrs||no data||no data|
|Independent Director||2.58yrs||no data||no data|
|Employee Representative Director||2.58yrs||no data||0.000010% |
Experienced Board: 0N4T's board of directors are not considered experienced ( 2.7 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Nordea Bank Abp's company bio, employee growth, exchange listings and data sources
- Name: Nordea Bank Abp
- Ticker: 0N4T
- Exchange: LSE
- Founded: 1820
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: kr281.528b
- Shares outstanding: 4.04b
- Website: https://www.nordea.com
Number of Employees
- Nordea Bank Abp
- Satamaradankatu 5
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|NDA DK||CPSE (OMX Nordic Exchange Copenhagen)||Yes||New Ordinary Shares||DK||DKK||Dec 1997|
|NDA SE||OM (OMX Nordic Exchange Stockholm)||Yes||New Ordinary Shares||SE||SEK||Dec 1997|
|NDA FI||HLSE (OMX Nordic Exchange Helsinki)||Yes||New Ordinary Shares||FI||EUR||Dec 1997|
|NDB||SWX (SIX Swiss Exchange)||Yes||New Ordinary Shares||CH||CHF||Dec 1997|
|0N4T||LSE (London Stock Exchange)||Yes||New Ordinary Shares||GB||SEK||Dec 1997|
|NBNK.F||OTCPK (Pink Sheets LLC)||Yes||New Ordinary Shares||US||USD||Dec 1997|
|NDA N||BMV (Bolsa Mexicana de Valores)||Yes||New Ordinary Shares||MX||MXN||Dec 1997|
|NRDB.Y||OTCPK (Pink Sheets LLC)||SPONSORED ADS||US||USD||Oct 2008|
|BEAR DAX X3 ND||OB (Oslo Bors)||BEAR DAX X3 ND||NO||NOK||Sep 2016|
|BEAR DAX X8 ND||OB (Oslo Bors)||BEAR DAX X8 ND||NO||NOK||Sep 2016|
|BEAR OMXS X3 ND||OB (Oslo Bors)||BEAR OMXS X3 ND||NO||NOK||Sep 2016|
|BULL OMXS X5 ND||OB (Oslo Bors)||BULL OMXS X5 ND||NO||NOK||Sep 2016|
|BEAR OBX X8 ND||OB (Oslo Bors)||NORDEA BANK||NO||NOK||Sep 2016|
|BULL OBX X3 ND||OB (Oslo Bors)||NORDEA BANK AB-ETN||NO||NOK||Sep 2016|
|BULL OBX X8 ND||OB (Oslo Bors)||FUND ETN NODEA||NO||NOK||Sep 2016|
|BULL DAX X8 ND||OB (Oslo Bors)||NORDEA BANK AB ETN||NO||NOK||Sep 2016|
|BEAR OBX X3 ND||OB (Oslo Bors)||FUND/ETN/NORDEA BANK AB||NO||NOK||Sep 2016|
Nordea Bank Abp provides various banking products and services in Sweden, Finland, Norway, Denmark, and internationally. The company offers personal banking and services for household customers through var ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/10/19 22:57|
|End of Day Share Price||2020/10/19 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.