BPER Banca Past Earnings Performance

Past criteria checks 5/6

BPER Banca has been growing earnings at an average annual rate of 33.2%, while the Banks industry saw earnings growing at 24% annually. Revenues have been growing at an average rate of 26.4% per year. BPER Banca's return on equity is 14.9%, and it has net margins of 30.3%.

Key information

33.2%

Earnings growth rate

12.7%

EPS growth rate

Banks Industry Growth21.2%
Revenue growth rate26.4%
Return on equity14.9%
Net Margin30.3%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How BPER Banca makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

LSE:0MU6 Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 245,1791,5692,8620
30 Jun 245,1961,5392,9810
31 Mar 245,0951,6862,7690
31 Dec 234,9611,5192,7070
30 Sep 234,7601,0702,8970
30 Jun 234,3807693,0240
31 Mar 234,0001,6272,9750
31 Dec 223,6281,4492,8450
30 Sep 223,2271,4052,7280
30 Jun 223,0881,4082,4460
31 Mar 222,9702382,4230
31 Dec 212,5265252,3740
30 Sep 212,2686242,0040
30 Jun 212,0476361,8250
31 Mar 211,8116311,6720
31 Dec 201,9232371,5660
30 Sep 201,898561,7100
30 Jun 201,8483821,7320
31 Mar 201,8013381,6810
31 Dec 191,7743801,6060
30 Sep 191,6315671,3920
30 Jun 191,5711951,3170
31 Mar 191,6041991,3330
31 Dec 181,8104021,3250
30 Sep 181,8523861,3070
30 Jun 181,8053651,3030
31 Mar 181,6214131,2160
31 Dec 171,3401761,2340
30 Sep 171,209621,2170
30 Jun 171,199691,1960
31 Mar 171,309-21,2580
31 Dec 161,342141,2230
30 Sep 161,5662391,1160
30 Jun 161,5752121,0940
31 Mar 161,5742061,1220
31 Dec 151,5872211,0560
30 Sep 151,377371,1650
30 Jun 151,356521,1680
31 Mar 151,349321,1740
31 Dec 141,311151,1760
30 Sep 141,351531,1620
30 Jun 141,367631,2110
31 Mar 141,318211,1760
31 Dec 131,30351,1730

Quality Earnings: 0MU6 has high quality earnings.

Growing Profit Margin: 0MU6's current net profit margins (30.3%) are higher than last year (22.5%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: 0MU6's earnings have grown significantly by 33.2% per year over the past 5 years.

Accelerating Growth: 0MU6's earnings growth over the past year (46.7%) exceeds its 5-year average (33.2% per year).

Earnings vs Industry: 0MU6 earnings growth over the past year (46.7%) exceeded the Banks industry 10.1%.


Return on Equity

High ROE: 0MU6's Return on Equity (14.9%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 10:36
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

BPER Banca SpA is covered by 28 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Luigi TramontanaBanca Akros S.p.A. (ESN)
Jesús Gómez DominguezBanco Santander
Paola SabbioneBarclays