Zions Bancorporation, National Association

LSE:0M3L Stock Report

Market Cap: US$7.8b

Zions Bancorporation National Association Past Earnings Performance

Past criteria checks 2/6

Zions Bancorporation National Association has been growing earnings at an average annual rate of 0.7%, while the Banks industry saw earnings growing at 24% annually. Revenues have been growing at an average rate of 3.5% per year. Zions Bancorporation National Association's return on equity is 10.9%, and it has net margins of 21.5%.

Key information

0.7%

Earnings growth rate

4.2%

EPS growth rate

Banks Industry Growth21.2%
Revenue growth rate3.5%
Return on equity10.9%
Net Margin21.5%
Next Earnings Update21 Jan 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Zions Bancorporation National Association makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

LSE:0M3L Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 243,0106461,7930
30 Jun 242,9556121,7850
31 Mar 242,9185861,7820
31 Dec 232,9836421,7830
30 Sep 233,0828011,7720
30 Jun 233,1158431,7590
31 Mar 233,1058721,7270
31 Dec 223,0308701,6920
30 Sep 222,9188021,6790
30 Jun 222,9018251,6480
31 Mar 223,0609711,6140
31 Dec 213,1871,0881,5940
30 Sep 213,2531,1541,5500
30 Jun 213,1701,0891,5070
31 Mar 212,7988051,4650
31 Dec 202,3765011,5480
30 Sep 202,2994001,4160
30 Jun 202,3464461,4190
31 Mar 202,5155781,4350
31 Dec 192,7957761,4750
30 Sep 192,7978201,4400
30 Jun 192,8048211,4290
31 Mar 192,8058181,4220
31 Dec 182,8228431,4030
30 Sep 182,7897421,3820
30 Jun 182,7356801,3750
31 Mar 182,7076481,3470
31 Dec 172,5855451,3440
30 Sep 172,5195531,3380
30 Jun 172,4585181,3250
31 Mar 172,3604551,3230
31 Dec 162,2904071,3060
30 Sep 162,2243721,2880
30 Jun 162,1613391,2830
31 Mar 162,0242481,2930
31 Dec 152,0322451,2910
30 Sep 152,0362221,2970
30 Jun 152,0902171,3010
31 Mar 152,2673221,2840
31 Dec 142,2713231,2790
30 Sep 142,1701971,2590
30 Jun 142,1263281,2400
31 Mar 142,1082791,2310
31 Dec 132,1212911,2230

Quality Earnings: 0M3L has high quality earnings.

Growing Profit Margin: 0M3L's current net profit margins (21.5%) are lower than last year (26%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 0M3L's earnings have grown by 0.7% per year over the past 5 years.

Accelerating Growth: 0M3L's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 0M3L had negative earnings growth (-19.4%) over the past year, making it difficult to compare to the Banks industry average (10.1%).

Return on Equity

High ROE: 0M3L's Return on Equity (10.9%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/19 08:39
End of Day Share Price 2024/12/18 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Zions Bancorporation, National Association is covered by 58 analysts. 16 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kevin HealArgus Research Company
David GeorgeBaird
Jason GoldbergBarclays