Zions Bancorporation National Association Past Earnings Performance
Past criteria checks 2/6
Zions Bancorporation National Association has been growing earnings at an average annual rate of 0.7%, while the Banks industry saw earnings growing at 24% annually. Revenues have been growing at an average rate of 3.5% per year. Zions Bancorporation National Association's return on equity is 10.9%, and it has net margins of 21.5%.
Key information
0.7%
Earnings growth rate
4.2%
EPS growth rate
| Banks Industry Growth | 21.2% |
| Revenue growth rate | 3.5% |
| Return on equity | 10.9% |
| Net Margin | 21.5% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Zions Bancorporation National Association makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 3,010 | 646 | 1,793 | 0 |
| 30 Jun 24 | 2,955 | 612 | 1,785 | 0 |
| 31 Mar 24 | 2,918 | 586 | 1,782 | 0 |
| 31 Dec 23 | 2,983 | 642 | 1,783 | 0 |
| 30 Sep 23 | 3,082 | 801 | 1,772 | 0 |
| 30 Jun 23 | 3,115 | 843 | 1,759 | 0 |
| 31 Mar 23 | 3,105 | 872 | 1,727 | 0 |
| 31 Dec 22 | 3,030 | 870 | 1,692 | 0 |
| 30 Sep 22 | 2,918 | 802 | 1,679 | 0 |
| 30 Jun 22 | 2,901 | 825 | 1,648 | 0 |
| 31 Mar 22 | 3,060 | 971 | 1,614 | 0 |
| 31 Dec 21 | 3,187 | 1,088 | 1,594 | 0 |
| 30 Sep 21 | 3,253 | 1,154 | 1,550 | 0 |
| 30 Jun 21 | 3,170 | 1,089 | 1,507 | 0 |
| 31 Mar 21 | 2,798 | 805 | 1,465 | 0 |
| 31 Dec 20 | 2,376 | 501 | 1,548 | 0 |
| 30 Sep 20 | 2,299 | 400 | 1,416 | 0 |
| 30 Jun 20 | 2,346 | 446 | 1,419 | 0 |
| 31 Mar 20 | 2,515 | 578 | 1,435 | 0 |
| 31 Dec 19 | 2,795 | 776 | 1,475 | 0 |
| 30 Sep 19 | 2,797 | 820 | 1,440 | 0 |
| 30 Jun 19 | 2,804 | 821 | 1,429 | 0 |
| 31 Mar 19 | 2,805 | 818 | 1,422 | 0 |
| 31 Dec 18 | 2,822 | 843 | 1,403 | 0 |
| 30 Sep 18 | 2,789 | 742 | 1,382 | 0 |
| 30 Jun 18 | 2,735 | 680 | 1,375 | 0 |
| 31 Mar 18 | 2,707 | 648 | 1,347 | 0 |
| 31 Dec 17 | 2,585 | 545 | 1,344 | 0 |
| 30 Sep 17 | 2,519 | 553 | 1,338 | 0 |
| 30 Jun 17 | 2,458 | 518 | 1,325 | 0 |
| 31 Mar 17 | 2,360 | 455 | 1,323 | 0 |
| 31 Dec 16 | 2,290 | 407 | 1,306 | 0 |
| 30 Sep 16 | 2,224 | 372 | 1,288 | 0 |
| 30 Jun 16 | 2,161 | 339 | 1,283 | 0 |
| 31 Mar 16 | 2,024 | 248 | 1,293 | 0 |
| 31 Dec 15 | 2,032 | 245 | 1,291 | 0 |
| 30 Sep 15 | 2,036 | 222 | 1,297 | 0 |
| 30 Jun 15 | 2,090 | 217 | 1,301 | 0 |
| 31 Mar 15 | 2,267 | 322 | 1,284 | 0 |
| 31 Dec 14 | 2,271 | 323 | 1,279 | 0 |
| 30 Sep 14 | 2,170 | 197 | 1,259 | 0 |
| 30 Jun 14 | 2,126 | 328 | 1,240 | 0 |
| 31 Mar 14 | 2,108 | 279 | 1,231 | 0 |
| 31 Dec 13 | 2,121 | 291 | 1,223 | 0 |
Quality Earnings: 0M3L has high quality earnings.
Growing Profit Margin: 0M3L's current net profit margins (21.5%) are lower than last year (26%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 0M3L's earnings have grown by 0.7% per year over the past 5 years.
Accelerating Growth: 0M3L's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 0M3L had negative earnings growth (-19.4%) over the past year, making it difficult to compare to the Banks industry average (7.2%).
Return on Equity
High ROE: 0M3L's Return on Equity (10.9%) is considered low.