Zions Bancorporation National Association Balance Sheet Health
Financial Health criteria checks 6/6
Zions Bancorporation National Association has total assets of $87.1B and total equity of $5.8B. Total deposits are $74.2B, and total loans are $57.4B. It earns a Net Interest Margin of 3%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $3.4B.
Key information
14.9x
Asset to equity ratio
3.0%
Net interest margin
Total deposits | US$74.24b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.4% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$3.35b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0M3L's Assets to Equity ratio (14.9x) is moderate.
Allowance for Bad Loans: 0M3L has a sufficient allowance for bad loans (282%).
Low Risk Liabilities: 91% of 0M3L's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0M3L has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: 0M3L's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: 0M3L has an appropriate level of bad loans (0.4%).