Société Générale Société anonyme provides financial services in Europe and internationally.
Undervalued established dividend payer.
Share Price & News
How has Société Générale Société anonyme's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 0J6Y has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: 0J6Y exceeded the UK Banks industry which returned -11.3% over the past year.
Return vs Market: 0J6Y exceeded the UK Market which returned 1.4% over the past year.
Price Volatility Vs. Market
How volatile is Société Générale Société anonyme's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Société Générale Société anonyme undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: 0J6Y (€28.71) is trading below our estimate of fair value (€48.46)
Significantly Below Fair Value: 0J6Y is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: 0J6Y is poor value based on its PE Ratio (9.4x) compared to the Banks industry average (8.9x).
PE vs Market: 0J6Y is good value based on its PE Ratio (9.4x) compared to the UK market (17.7x).
Price to Earnings Growth Ratio
PEG Ratio: 0J6Y is good value based on its PEG Ratio (0.8x)
Price to Book Ratio
PB vs Industry: 0J6Y is good value based on its PB Ratio (0.4x) compared to the GB Banks industry average (0.8x).
How is Société Générale Société anonyme forecast to perform in the next 1 to 3 years based on estimates from 15 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: 0J6Y's forecast earnings growth (11.6% per year) is above the savings rate (0.5%).
Earnings vs Market: 0J6Y's earnings (11.6% per year) are forecast to grow slower than the UK market (13% per year).
High Growth Earnings: 0J6Y's earnings are forecast to grow, but not significantly.
Revenue vs Market: 0J6Y's revenue (3.2% per year) is forecast to grow slower than the UK market (3.8% per year).
High Growth Revenue: 0J6Y's revenue (3.2% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: 0J6Y's Return on Equity is forecast to be low in 3 years time (5.9%).
How has Société Générale Société anonyme performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 0J6Y has high quality earnings.
Growing Profit Margin: 0J6Y's current net profit margins (10.8%) are lower than last year (14.2%).
Past Earnings Growth Analysis
Earnings Trend: 0J6Y's earnings have declined by -2.9% per year over the past 5 years.
Accelerating Growth: 0J6Y's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 0J6Y had negative earnings growth (-25.5%) over the past year, making it difficult to compare to the Banks industry average (26.6%).
Return on Equity
High ROE: 0J6Y's Return on Equity (5.8%) is considered low.
Return on Assets
Return on Capital Employed
How is Société Générale Société anonyme's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: 0J6Y has a low level of unsold assets or inventory.
Debt Coverage by Assets: 0J6Y's debt is covered by short term assets (assets are 2x debt).
Financial Institutions Analysis
Asset Level: 0J6Y's level of assets compared to its equity is moderate.
Allowance for Bad Loans: 0J6Y has a low allowance for bad loans.
Low Risk Liabilities: 0J6Y's liabilities are made up of primarily higher risk sources of funding.
Loan Level: 0J6Y has an acceptable proportion of non-loan assets held.
Low Risk Deposits: 0J6Y's loans are broadly funded by customer deposits.
Level of Bad Loans: 0J6Y has a high level of bad loans (3.62%)
What is Société Générale Société anonyme's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Upcoming Dividend Payment
Purchase Société Générale Société anonyme before the 'Buy Limit' to receive their next dividend payment.
Dividend Yield vs Market
Current dividend yield vs market & industry
Notable Dividend: 0J6Y's dividend (7.63%) is higher than the bottom 25% of dividend payers in the UK market (1.9%).
High Dividend: 0J6Y's dividend (7.63%) is in the top 25% of dividend payers in the UK market (5.34%)
Stability and Growth of Payments
Stable Dividend: 0J6Y's dividend payments have been volatile in the past 10 years.
Growing Dividend: 0J6Y's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (72%), 0J6Y's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: 0J6Y's dividends in 3 years are forecast to be well covered by earnings (46.2% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Frédéric Oudéa (56yo)
Mr. Frédéric Oudéa has been the Chief Executive Officer of Société Générale SA/Societe Generale Group since May 13, 2008. Mr. Oudéa has been the President of European Banking Federation since January 1, 20 ...
CEO Compensation Analysis
Compensation vs Market: Frédéric's total compensation ($USD3.27M) is below average for companies of similar size in the UK market ($USD4.70M).
Compensation vs Earnings: Frédéric's compensation has been consistent with company performance over the past year.
|CEO & Director||11.8yrs||€3.01m||0.021% €5.1m|
|Deputy Chief Executive Officer||3.6yrs||€2.00m||no data|
|Deputy Chief Executive Officer||11.8yrs||€1.77m||no data|
|Deputy Chief Executive Officer||1.8yrs||€1.76m||no data|
|Deputy Chief Executive Officer||1.8yrs||€1.88m||no data|
|Group Chief Financial Officer||1.8yrs||no data||no data|
|Head of Global Technology Services||3.3yrs||no data||no data|
|Head of Investor Relations and Financial Communication||0yrs||no data||no data|
|Group Head of Compliance||2.7yrs||no data||no data|
|Group General Counsel||6.1yrs||no data||no data|
Experienced Management: 0J6Y's management team is considered experienced (3.3 years average tenure).
|CEO & Director||11.8yrs||€3.01m||0.021% €5.1m|
|Group Country Head of Czech Republic & Slovakia||6.5yrs||no data||no data|
|Honorary Chairman of the Board||0yrs||€6.70k||no data|
|Independent Director||10.8yrs||€133.65k||0.00012% €29.4k|
|Independent Director||4.8yrs||€133.65k||0.00014% €34.3k|
|Independent Chairman of the Board||4.8yrs||€948.74k||0.00024% €58.8k|
|Independent Director||8.8yrs||€166.05k||0.00012% €29.4k|
|Independent Director||12.1yrs||€274.08k||0.00024% €58.8k|
|Employee Representative Director||10.9yrs||€149.98k||no data|
|Independent Director||6.8yrs||€247.68k||0.00012% €29.4k|
Experienced Board: 0J6Y's board of directors are considered experienced (8.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 3.5%.
Société Générale Société anonyme's company bio, employee growth, exchange listings and data sources
- Name: Société Générale Société anonyme
- Ticker: 0J6Y
- Exchange: LSE
- Founded: 1864
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: €24.513b
- Shares outstanding: 849.66m
- Website: https://www.societegenerale.com
Number of Employees
- Société Générale Société anonyme
- 29, boulevard Haussmann
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|SGE||DB (Deutsche Boerse AG)||Yes||Common Stock||DE||EUR||Jan 1992|
|GLE||ENXTPA (Euronext Paris)||Yes||Common Stock||FR||EUR||Jan 1992|
|0J6Y||LSE (London Stock Exchange)||Yes||Common Stock||GB||EUR||Jan 1992|
|GLE||BIT (Borsa Italiana)||Yes||Common Stock||IT||EUR||Jan 1992|
|SGE||XTRA (XETRA Trading Platform)||Yes||Common Stock||DE||EUR||Jan 1992|
|GLEP||BATS-CHIXE (BATS 'Chi-X Europe')||Yes||Common Stock||GB||EUR||Jan 1992|
|GLE N||BMV (Bolsa Mexicana de Valores)||Yes||Common Stock||MX||MXN||Jan 1992|
|GLE||SWX (SIX Swiss Exchange)||Yes||Common Stock||CH||CHF||Jan 1992|
|GLE||WBAG (Wiener Boerse AG)||Yes||Common Stock||AT||EUR||Jan 1992|
|SCGL.Y||OTCPK (Pink Sheets LLC)||SPON ADR-EACH 5 CNV INTO 1 ORD EUR1.25||US||USD||Aug 1993|
|SGE1||DB (Deutsche Boerse AG)||SPON ADR-EACH 5 CNV INTO 1 ORD EUR1.25||DE||EUR||Aug 1993|
Société Générale Société anonyme provides financial services in Europe and internationally. Its primary businesses include French retail banking; international retail banking, insurance, and financial services; and corporate and investment banking. The company offers retail banking services to individuals, professionals, local authorities, and businesses and non-profit clients under the Societe Generale, Crédit du Nord, and Boursorama Banque brands; and international retail banking and consumer credit services to individual and corporate customers in Europe, Russia, the Mediterranean Basin, and Sub-Saharan Africa. It also provides life, retirement savings scheme, personal protection, group retirement, dependence, annuity, auto and home, personal accident, school, and other insurance products; vehicle leasing and fleet management services; and vendor and equipment finance services. In addition, the company assists corporates, financial institutions, public sector institutions, and family offices in terms of investments, strategic advisory, capital raising, and capital structure optimization; and offers structured finance, and investment and risk management solutions. Further, it provides access to market through solutions in equities, fixed income and currencies, commodities, and alternative investments; private banking services and wealth management solutions, including financial analysis; and asset management solutions. Additionally, the company offers securities services, such as clearing, custody and trustee, liquidity management, fund administration and asset servicing, fund distribution, and global issuer services. Société Générale Société anonyme was founded in 1864 and is based in Paris, France.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/02/25 21:11|
|End of Day Share Price||2020/02/25 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.