SpareBank 1 SMN Balance Sheet Health
Financial Health criteria checks 5/6
SpareBank 1 SMN has total assets of NOK232.7B and total equity of NOK28.6B. Total deposits are NOK146.0B, and total loans are NOK177.7B.
Key information
8.1x
Asset to equity ratio
n/a
Net interest margin
Total deposits | kr146.05b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.2% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | kr8.82b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0IVM's Assets to Equity ratio (8.1x) is low.
Allowance for Bad Loans: 0IVM has a low allowance for bad loans (44%).
Low Risk Liabilities: 72% of 0IVM's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0IVM has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: 0IVM's Loans to Deposits ratio (122%) is appropriate.
Level of Bad Loans: 0IVM has an appropriate level of bad loans (1.2%).