Caisse Régionale de Crédit Agricole Mutuel Loire Haute-Loire Société coopérative

LSE:0ITP Stock Report

Market Cap: €501.9m

Caisse Régionale de Crédit Agricole Mutuel Loire Haute-Loire Société coopérative Past Earnings Performance

Past criteria checks 1/6

Caisse Régionale de Crédit Agricole Mutuel Loire Haute-Loire Société coopérative's earnings have been declining at an average annual rate of -20.5%, while the Banks industry saw earnings growing at 24% annually. Revenues have been declining at an average rate of 7.3% per year. Caisse Régionale de Crédit Agricole Mutuel Loire Haute-Loire Société coopérative's return on equity is 2.6%, and it has net margins of 18.5%.

Key information

-20.5%

Earnings growth rate

-23.4%

EPS growth rate

Banks Industry Growth21.2%
Revenue growth rate-7.3%
Return on equity2.6%
Net Margin18.5%
Last Earnings Update31 Dec 2023

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How Caisse Régionale de Crédit Agricole Mutuel Loire Haute-Loire Société coopérative makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

LSE:0ITP Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Dec 2336568150
31 Dec 2239485150
30 Jun 2241499150
31 Mar 2240997150
31 Dec 2140496150
30 Sep 21408100140
30 Jun 21412105140
31 Mar 2139087150
31 Dec 2036770150
30 Sep 2035964160
30 Jun 2035159140
31 Mar 2037376140
31 Dec 1939592140
30 Sep 1939796110
30 Jun 19399101110
31 Mar 19398100100
31 Dec 1839610090
30 Sep 1840399100
30 Jun 1840998120
31 Mar 18413101120
31 Dec 17418104130
30 Sep 17409102130
30 Jun 1740099130
31 Mar 17404105120
31 Dec 16407111110
30 Sep 1641411690
30 Jun 1642112170
31 Mar 1641611470
31 Dec 1541010770
30 Sep 1540310480
30 Jun 1539710180
31 Mar 1539310280
31 Dec 1439010380
30 Sep 1439210080
30 Jun 143959770
31 Mar 143869370

Quality Earnings: 0ITP has high quality earnings.

Growing Profit Margin: 0ITP's current net profit margins (18.5%) are lower than last year (21.6%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: Insufficient data to determine if 0ITP's year-on-year earnings growth rate was positive over the past 5 years.

Accelerating Growth: 0ITP's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 0ITP had negative earnings growth (-20.5%) over the past year, making it difficult to compare to the Banks industry average (10.1%).

Return on Equity

High ROE: 0ITP's Return on Equity (2.6%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/02 19:36
End of Day Share Price 2024/12/23 00:00
Earnings2023/12/31
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Caisse Régionale de Crédit Agricole Mutuel Loire Haute-Loire Société coopérative is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution