Komercní banka Valuation

Is 0IKH undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 0IKH when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 0IKH (CZK862) is trading below our estimate of fair value (CZK1221.81)

Significantly Below Fair Value: 0IKH is trading below fair value by more than 20%.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for 0IKH?

Other financial metrics that can be useful for relative valuation.

0IKH key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenuen/a
Enterprise Value/EBITDAn/a
PEG Ratio4.4x

Price to Earnings Ratio vs Peers

How does 0IKH's PE Ratio compare to its peers?

The above table shows the PE ratio for 0IKH vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average7.5x
HSBK Halyk Bank of Kazakhstan
3.2x7.9%US$5.1b
TCS TCS Group Holding
6.5xn/aUS$5.1b
VMUK Virgin Money UK
14.5x15.7%UK£2.8b
BGEO Bank of Georgia Group
5.7x8.0%UK£2.4b
0IKH Komercní banka
10.4x2.4%Kč162.8b

Price-To-Earnings vs Peers: 0IKH is expensive based on its Price-To-Earnings Ratio (10.4x) compared to the peer average (7.5x).


Price to Earnings Ratio vs Industry

How does 0IKH's PE Ratio compare vs other companies in the European Banks Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a-0.3%
n/an/an/a
No. of CompaniesPE048121620

Fetching data

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a-0.3%
n/an/an/a
No more companies

Price-To-Earnings vs Industry: 0IKH is expensive based on its Price-To-Earnings Ratio (10.4x) compared to the European Banks industry average (7.8x).


Price to Earnings Ratio vs Fair Ratio

What is 0IKH's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

0IKH PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio10.4x
Fair PE Ratio5.2x

Price-To-Earnings vs Fair Ratio: 0IKH is expensive based on its Price-To-Earnings Ratio (10.4x) compared to the estimated Fair Price-To-Earnings Ratio (5.2x).


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 0IKH forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentKč862.00
Kč886.75
+2.9%
8.4%Kč975.00Kč730.00n/a11
Apr ’25Kč838.35
Kč859.38
+2.5%
10.2%Kč975.00Kč730.00n/a11
Mar ’25Kč815.77
Kč852.62
+4.5%
10.5%Kč975.00Kč730.00n/a10
Feb ’25Kč748.68
Kč822.10
+9.8%
8.3%Kč961.01Kč730.00n/a10
Jan ’25Kč725.12
Kč822.10
+13.4%
8.3%Kč961.01Kč730.00n/a10
Dec ’24Kč688.47
Kč813.56
+18.2%
8.9%Kč961.01Kč729.00n/a10
Nov ’24Kč681.45
Kč795.53
+16.7%
7.3%Kč896.72Kč700.00n/a10
Oct ’24Kč669.24
Kč813.61
+21.6%
8.3%Kč926.07Kč700.00n/a11
Sep ’24Kč709.57
Kč817.33
+15.2%
8.1%Kč926.07Kč700.00n/a11
Aug ’24Kč711.93
Kč822.34
+15.5%
10.5%Kč940.00Kč700.00n/a11
Jul ’24Kč659.52
Kč833.27
+26.3%
10.7%Kč940.00Kč700.00n/a11
Jun ’24Kč659.00
Kč833.27
+26.4%
10.7%Kč940.00Kč700.00n/a11
May ’24Kč748.95
Kč860.64
+14.9%
9.7%Kč1,020.00Kč710.00n/a11
Apr ’24Kč718.42
Kč855.37
+19.1%
9.5%Kč1,020.00Kč710.00Kč838.3512
Mar ’24Kč751.16
Kč854.96
+13.8%
9.5%Kč1,020.00Kč710.00Kč815.7712
Feb ’24Kč737.10
Kč871.54
+18.2%
12.6%Kč1,100.00Kč710.00Kč748.6812
Jan ’24n/a
Kč885.62
0%
14.1%Kč1,100.00Kč710.00Kč725.1212
Dec ’23Kč684.00
Kč881.71
+28.9%
15.0%Kč1,100.00Kč667.00Kč688.4712
Nov ’23Kč716.00
Kč880.62
+23.0%
14.0%Kč1,085.00Kč667.00Kč681.4513
Oct ’23Kč629.00
Kč876.38
+39.3%
15.1%Kč1,085.00Kč667.00Kč669.2412
Sep ’23Kč574.85
Kč896.58
+56.0%
14.4%Kč1,085.00Kč667.00Kč709.5713
Aug ’23n/a
Kč937.97
0%
14.8%Kč1,126.00Kč667.00Kč711.9313
Jul ’23Kč694.47
Kč1,007.71
+45.1%
10.8%Kč1,195.00Kč780.00Kč659.5213
Jun ’23Kč716.00
Kč1,021.56
+42.7%
8.7%Kč1,195.00Kč824.80Kč659.0013
May ’23Kč774.00
Kč1,020.04
+31.8%
4.9%Kč1,126.00Kč941.00Kč748.9513
Apr ’23Kč857.00
Kč1,031.54
+20.4%
4.3%Kč1,126.00Kč960.00Kč718.4212

Analyst Forecast: Target price is less than 20% higher than the current share price.


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