Komercní banka Balance Sheet Health
Financial Health criteria checks 5/6
Komercní banka has total assets of CZK1,516.3B and total equity of CZK128.3B. Total deposits are CZK1,127.2B, and total loans are CZK872.9B earning a Net Interest Margin of 1.9%. It has insufficient allowance for bad loans, which are currently at 1.7% of total loans. Cash and short-term investments are CZK423.8B.
Key information
11.8x
Asset to equity ratio
1.9%
Net interest margin
Total deposits | Kč1.13t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.7% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | Kč423.79b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0IKH's Assets to Equity ratio (11.8x) is moderate.
Allowance for Bad Loans: 0IKH has a low allowance for bad loans (79%).
Low Risk Liabilities: 81% of 0IKH's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0IKH has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: 0IKH's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: 0IKH has an appropriate level of bad loans (1.7%).