Sparebanken Vest Balance Sheet Health
Financial Health criteria checks 4/6
Sparebanken Vest has total assets of NOK327.9B and total equity of NOK25.0B. Total deposits are NOK133.6B, and total loans are NOK276.4B. It earns a Net Interest Margin of 1.8%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are NOK7.3B.
Key information
13.1x
Asset to equity ratio
1.8%
Net interest margin
| Total deposits | NOK 133.61b |
| Loan to deposit ratio | High |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | NOK 7.30b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0G67's Assets to Equity ratio (13.1x) is moderate.
Allowance for Bad Loans: 0G67 has a sufficient allowance for bad loans (141%).
Low Risk Liabilities: 56% of 0G67's liabilities are made up of primarily higher risk sources of funding.
Loan Level: 0G67 has an appropriate level of Loans to Assets ratio (84%).
Low Risk Deposits: 0G67's Loans to Deposits ratio (207%) is high.
Level of Bad Loans: 0G67 has an appropriate level of bad loans (0.2%).