Sparebanken Sør Balance Sheet Health
Financial Health criteria checks 3/6
Sparebanken Sør has total assets of NOK170.3B and total equity of NOK17.8B. Total deposits are NOK71.2B, and total loans are NOK134.1B earning a Net Interest Margin of 1.9%. It has insufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are NOK3.8B.
Key information
9.6x
Asset to equity ratio
1.9%
Net interest margin
| Total deposits | NOK 71.16b |
| Loan to deposit ratio | High |
| Bad loans | 0.7% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | NOK 3.75b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0FN3's Assets to Equity ratio (9.6x) is low.
Allowance for Bad Loans: 0FN3 has a low allowance for bad loans (47%).
Low Risk Liabilities: 53% of 0FN3's liabilities are made up of primarily higher risk sources of funding.
Loan Level: 0FN3 has an appropriate level of Loans to Assets ratio (79%).
Low Risk Deposits: 0FN3's Loans to Deposits ratio (188%) is high.
Level of Bad Loans: 0FN3 has an appropriate level of bad loans (0.7%).