Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna Past Earnings Performance
Past criteria checks 4/6
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna has been growing earnings at an average annual rate of 25.1%, while the Banks industry saw earnings growing at 24% annually. Revenues have been growing at an average rate of 15.2% per year. Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna's return on equity is 15%, and it has net margins of 36.1%.
Key information
25.1%
Earnings growth rate
25.1%
EPS growth rate
| Banks Industry Growth | 21.2% |
| Revenue growth rate | 15.2% |
| Return on equity | 15.0% |
| Net Margin | 36.1% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 20,859 | 7,538 | 7,986 | 0 |
| 30 Jun 24 | 19,716 | 7,856 | 7,728 | 0 |
| 31 Mar 24 | 18,778 | 6,092 | 7,347 | 0 |
| 31 Dec 23 | 17,402 | 5,502 | 7,348 | 0 |
| 30 Sep 23 | 19,929 | 6,540 | 7,043 | 0 |
| 30 Jun 23 | 15,827 | 3,506 | 7,140 | 0 |
| 31 Mar 23 | 14,971 | 3,340 | 5,843 | 0 |
| 31 Dec 22 | 13,772 | 3,312 | 7,614 | 0 |
| 30 Sep 22 | 13,971 | 2,797 | 7,388 | 0 |
| 30 Jun 22 | 15,595 | 4,308 | 7,027 | 0 |
| 31 Mar 22 | 14,337 | 5,123 | 6,166 | 0 |
| 31 Dec 21 | 13,710 | 4,874 | 5,992 | 0 |
| 30 Sep 21 | 6,628 | -904 | 5,883 | 0 |
| 30 Jun 21 | 6,325 | -1,450 | 5,765 | 0 |
| 31 Mar 21 | 6,034 | -1,883 | 5,754 | 0 |
| 31 Dec 20 | 5,591 | -2,557 | 5,900 | 0 |
| 30 Sep 20 | 12,191 | 2,741 | 6,558 | 0 |
| 30 Jun 20 | 12,424 | 3,258 | 6,558 | 0 |
| 31 Mar 20 | 12,582 | 3,672 | 6,475 | 0 |
| 31 Dec 19 | 12,796 | 4,031 | 5,989 | 0 |
| 30 Sep 19 | 12,912 | 4,317 | 5,359 | 0 |
| 30 Jun 19 | 12,605 | 4,130 | 5,340 | 0 |
| 31 Mar 19 | 12,232 | 3,846 | 5,333 | 0 |
| 31 Dec 18 | 11,959 | 3,741 | 5,296 | 0 |
| 30 Sep 18 | 11,717 | 3,552 | 5,311 | 0 |
| 30 Jun 18 | 11,458 | 3,412 | 5,327 | 0 |
| 31 Mar 18 | 11,248 | 3,336 | 5,334 | 0 |
| 31 Dec 17 | 10,953 | 3,104 | 5,630 | 0 |
| 30 Sep 17 | 10,597 | 2,877 | 5,710 | 0 |
| 30 Jun 17 | 10,424 | 2,744 | 5,766 | 0 |
| 31 Mar 17 | 10,438 | 2,760 | 5,790 | 0 |
| 31 Dec 16 | 10,169 | 2,874 | 5,590 | 0 |
| 30 Sep 16 | 10,063 | 2,725 | 6,040 | 0 |
| 30 Jun 16 | 9,776 | 2,771 | 5,948 | 0 |
| 31 Mar 16 | 9,258 | 2,601 | 5,927 | 0 |
| 31 Dec 15 | 9,195 | 2,610 | 5,973 | 0 |
| 30 Sep 15 | 9,126 | 2,888 | 5,296 | 0 |
| 30 Jun 15 | 9,206 | 2,946 | 5,119 | 0 |
| 31 Mar 15 | 9,362 | 3,099 | 5,204 | 0 |
| 31 Dec 14 | 9,296 | 3,254 | 4,477 | 0 |
| 30 Sep 14 | 9,488 | 3,470 | 4,391 | 0 |
| 30 Jun 14 | 9,109 | 3,349 | 4,237 | 0 |
| 31 Mar 14 | 8,792 | 3,246 | 3,778 | 0 |
| 31 Dec 13 | 8,693 | 3,230 | 4,117 | 0 |
Quality Earnings: 0FMO has high quality earnings.
Growing Profit Margin: 0FMO's current net profit margins (36.1%) are higher than last year (32.8%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 0FMO's earnings have grown significantly by 25.1% per year over the past 5 years.
Accelerating Growth: 0FMO's earnings growth over the past year (15.3%) is below its 5-year average (25.1% per year).
Earnings vs Industry: 0FMO earnings growth over the past year (15.3%) exceeded the Banks industry 10.1%.
Return on Equity
High ROE: 0FMO's Return on Equity (15%) is considered low.