Santander Bank Polska S.A.

LSE:0DVR Stock Report

Market Cap: zł46.2b

Santander Bank Polska Balance Sheet Health

Financial Health criteria checks 4/6

Santander Bank Polska has total assets of PLN290.9B and total equity of PLN33.9B. Total deposits are PLN219.9B, and total loans are PLN179.2B earning a Net Interest Margin of 5.4%. It has insufficient allowance for bad loans, which are currently at 4.2% of total loans. Cash and short-term investments are PLN22.3B.

Key information

8.6x

Asset to equity ratio

5.4%

Net interest margin

Total deposits

zł219.95b

Loan to deposit ratio

Appropriate

Bad loans

4.2%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

zł22.29b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: 0DVR's Assets to Equity ratio (8.6x) is low.

Allowance for Bad Loans: 0DVR has a low allowance for bad loans (76%).

Low Risk Liabilities: 86% of 0DVR's liabilities are made up of primarily low risk sources of funding.

Loan Level: 0DVR has an appropriate level of Loans to Assets ratio (62%).

Low Risk Deposits: 0DVR's Loans to Deposits ratio (81%) is appropriate.

Level of Bad Loans: 0DVR has a high level of bad loans (4.2%).


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