Santander Bank Polska Balance Sheet Health
Financial Health criteria checks 4/6
Santander Bank Polska has total assets of PLN290.9B and total equity of PLN33.9B. Total deposits are PLN219.9B, and total loans are PLN179.2B earning a Net Interest Margin of 5.4%. It has insufficient allowance for bad loans, which are currently at 4.2% of total loans. Cash and short-term investments are PLN22.3B.
Key information
8.6x
Asset to equity ratio
5.4%
Net interest margin
Total deposits | zł219.95b |
Loan to deposit ratio | Appropriate |
Bad loans | 4.2% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | zł22.29b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0DVR's Assets to Equity ratio (8.6x) is low.
Allowance for Bad Loans: 0DVR has a low allowance for bad loans (76%).
Low Risk Liabilities: 86% of 0DVR's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0DVR has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: 0DVR's Loans to Deposits ratio (81%) is appropriate.
Level of Bad Loans: 0DVR has a high level of bad loans (4.2%).