UniCredit Balance Sheet Health
Financial Health criteria checks 4/6
UniCredit has total assets of €803.5B and total equity of €63.9B. Total deposits are €580.5B, and total loans are €492.2B.
Key information
12.6x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | €580.48b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.4% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €95.77b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: UCGM's Assets to Equity ratio (12.6x) is moderate.
Allowance for Bad Loans: UCGM has a low allowance for bad loans (84%).
Low Risk Liabilities: 78% of UCGM's liabilities are made up of primarily low risk sources of funding.
Loan Level: UCGM has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: UCGM's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: UCGM has a high level of bad loans (2.4%).