TBC Bank Group Balance Sheet Health
Financial Health criteria checks 5/6
TBC Bank Group has total assets of GEL33.0B and total equity of GEL4.8B. Total deposits are GEL20.4B, and total loans are GEL22.1B earning a Net Interest Margin of 6.7%. It has insufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are GEL3.8B.
Key information
6.8x
Asset to equity ratio
6.7%
Net interest margin
Total deposits | GEL20.38b |
Loan to deposit ratio | Appropriate |
Bad loans | 2.0% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | GEL3.76b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: TBCGL's Assets to Equity ratio (6.8x) is low.
Allowance for Bad Loans: TBCGL has a low allowance for bad loans (80%).
Low Risk Liabilities: 72% of TBCGL's liabilities are made up of primarily low risk sources of funding.
Loan Level: TBCGL has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: TBCGL's Loans to Deposits ratio (109%) is appropriate.
Level of Bad Loans: TBCGL has an appropriate level of bad loans (2%).