SpareBank 1 Østlandet Balance Sheet Health
Financial Health criteria checks 4/6
SpareBank 1 Østlandet has total assets of NOK176.3B and total equity of NOK20.7B. Total deposits are NOK106.5B, and total loans are NOK135.7B earning a Net Interest Margin of 2.1%. It has insufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are NOK32.4B.
Key information
8.5x
Asset to equity ratio
2.1%
Net interest margin
| Total deposits | NOK 106.54b |
| Loan to deposit ratio | High |
| Bad loans | 1.4% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | NOK 32.41b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SPOLO's Assets to Equity ratio (8.5x) is low.
Allowance for Bad Loans: SPOLO has a low allowance for bad loans (35%).
Low Risk Liabilities: 68% of SPOLO's liabilities are made up of primarily low risk sources of funding.
Loan Level: SPOLO has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: SPOLO's Loans to Deposits ratio (127%) is high.
Level of Bad Loans: SPOLO has an appropriate level of bad loans (1.4%).