Permanent TSB Group Holdings Balance Sheet Health
Financial Health criteria checks 6/6
Permanent TSB Group Holdings has total assets of €29.1B and total equity of €2.5B. Total deposits are €24.2B, and total loans are €21.0B. It earns a Net Interest Margin of 2.3%. It has sufficient allowance for bad loans, which are currently at 1.7% of total loans. Cash and short-term investments are €3.1B.
Key information
11.8x
Asset to equity ratio
2.3%
Net interest margin
| Total deposits | €24.22b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | €3.06b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PTSBL's Assets to Equity ratio (11.8x) is moderate.
Allowance for Bad Loans: PTSBL has a sufficient allowance for bad loans (113%).
Low Risk Liabilities: 91% of PTSBL's liabilities are made up of primarily low risk sources of funding.
Loan Level: PTSBL has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: PTSBL's Loans to Deposits ratio (87%) is appropriate.
Level of Bad Loans: PTSBL has an appropriate level of bad loans (1.7%).