Permanent TSB Group Holdings Balance Sheet Health
Financial Health criteria checks 4/6
Permanent TSB Group Holdings has total assets of €28.4B and total equity of €2.4B. Total deposits are €23.7B, and total loans are €20.9B earning a Net Interest Margin of 1.5%. It has insufficient allowance for bad loans, which are currently at 3.2% of total loans. Cash and short-term investments are €3.1B.
Key information
11.8x
Asset to equity ratio
1.5%
Net interest margin
| Total deposits | €23.69b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.2% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €3.09b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PTSBI's Assets to Equity ratio (11.8x) is moderate.
Allowance for Bad Loans: PTSBI has a low allowance for bad loans (81%).
Low Risk Liabilities: 91% of PTSBI's liabilities are made up of primarily low risk sources of funding.
Loan Level: PTSBI has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: PTSBI's Loans to Deposits ratio (88%) is appropriate.
Level of Bad Loans: PTSBI has a high level of bad loans (3.2%).