Intesa Sanpaolo Balance Sheet Health
Financial Health criteria checks 3/6
Intesa Sanpaolo has total assets of €931.6B and total equity of €65.9B. Total deposits are €411.7B, and total loans are €464.5B.
Key information
14.1x
Asset to equity ratio
n/a
Net interest margin
Total deposits | €411.71b |
Loan to deposit ratio | Appropriate |
Bad loans | 2.0% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €106.80b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ISPM's Assets to Equity ratio (14.1x) is moderate.
Allowance for Bad Loans: ISPM has a low allowance for bad loans (75%).
Low Risk Liabilities: 52% of ISPM's liabilities are made up of primarily higher risk sources of funding.
Loan Level: ISPM has an appropriate level of Loans to Assets ratio (50%).
Low Risk Deposits: ISPM's Loans to Deposits ratio (113%) is appropriate.
Level of Bad Loans: ISPM has a high level of bad loans (2%).