Intesa Sanpaolo Balance Sheet Health
Financial Health criteria checks 2/6
Intesa Sanpaolo has total assets of €949.2B and total equity of €67.2B. Total deposits are €321.0B, and total loans are €459.1B.
Key information
14.1x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | €321.00b |
| Loan to deposit ratio | High |
| Bad loans | 2.0% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €121.19b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ISPM's Assets to Equity ratio (14.1x) is moderate.
Allowance for Bad Loans: ISPM has a low allowance for bad loans (75%).
Low Risk Liabilities: 64% of ISPM's liabilities are made up of primarily higher risk sources of funding.
Loan Level: ISPM has an appropriate level of Loans to Assets ratio (48%).
Low Risk Deposits: ISPM's Loans to Deposits ratio (143%) is high.
Level of Bad Loans: ISPM has a high level of bad loans (2%).