Hypothekarbank Lenzburg Past Earnings Performance

Past criteria checks 2/6

Hypothekarbank Lenzburg's earnings have been declining at an average annual rate of -0.5%, while the Banks industry saw earnings growing at 24% annually. Revenues have been growing at an average rate of 6.2% per year. Hypothekarbank Lenzburg's return on equity is 3.8%, and it has net margins of 18.3%.

Key information

-0.5%

Earnings growth rate

-0.6%

EPS growth rate

Banks Industry Growth	21.2%
Revenue growth rate	6.2%
Return on equity	3.8%
Net Margin	18.3%
Last Earnings Update	30 Jun 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Hypothekarbank Lenzburg makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BATS-CHIXE:HBLNZ Revenue, expenses and earnings (CHF Millions)
Date	Revenue	Earnings	G+A Expenses
30 Jun 24	110	20	81
31 Mar 24	111	21	78
31 Dec 23	111	21	76
30 Sep 23	104	20	72
30 Jun 23	98	20	68
31 Mar 23	93	19	65
31 Dec 22	88	18	63
30 Sep 22	91	18	67
30 Jun 22	94	18	70
31 Mar 22	92	18	69
31 Dec 21	91	18	69
30 Sep 21	89	19	67
30 Jun 21	87	19	65
31 Mar 21	86	18	64
31 Dec 20	85	18	64
30 Sep 20	84	19	62
30 Jun 20	83	20	59
31 Mar 20	83	20	58
31 Dec 19	83	21	57
30 Sep 19	82	21	57
30 Jun 19	81	21	56
31 Mar 19	81	21	56
31 Dec 18	80	21	55
30 Sep 18	79	21	53
30 Jun 18	78	22	51
31 Mar 18	78	22	50
31 Dec 17	77	22	49
30 Sep 17	76	21	49
30 Jun 17	75	21	48
31 Mar 17	75	21	47
31 Dec 16	74	22	46
30 Sep 16	73	22	46
30 Jun 16	72	22	45
31 Mar 16	71	22	45
31 Dec 15	71	21	45
30 Sep 15	64	21	40
30 Jun 15	57	20	35
31 Mar 15	59	21	35
31 Dec 14	61	21	36
30 Sep 14	63	21	37
30 Jun 14	65	21	39
31 Mar 14	66	21	40
31 Dec 13	67	21	41

Quality Earnings: HBLNZ has high quality earnings.

Growing Profit Margin: HBLNZ's current net profit margins (18.3%) are lower than last year (20.1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: HBLNZ's earnings have declined by 0.5% per year over the past 5 years.

Accelerating Growth: HBLNZ's earnings growth over the past year (2.5%) exceeds its 5-year average (-0.5% per year).

Earnings vs Industry: HBLNZ earnings growth over the past year (2.5%) did not outperform the Banks industry 10.1%.

Return on Equity

High ROE: HBLNZ's Return on Equity (3.8%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/20 02:58
End of Day Share Price	2024/12/17 00:00
Earnings	2024/06/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Hypothekarbank Lenzburg AG is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution