Erste Group Bank Balance Sheet Health
Financial Health criteria checks 4/6
Erste Group Bank has total assets of €342.7B and total equity of €29.3B. Total deposits are €246.7B, and total loans are €235.5B earning a Net Interest Margin of 2.5%. It has insufficient allowance for bad loans, which are currently at 2.1% of total loans. Cash and short-term investments are €14.2B.
Key information
11.7x
Asset to equity ratio
2.5%
Net interest margin
| Total deposits | €246.66b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.1% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €14.20b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ERBAGK's Assets to Equity ratio (11.7x) is moderate.
Allowance for Bad Loans: ERBAGK has a low allowance for bad loans (83%).
Low Risk Liabilities: 79% of ERBAGK's liabilities are made up of primarily low risk sources of funding.
Loan Level: ERBAGK has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: ERBAGK's Loans to Deposits ratio (95%) is appropriate.
Level of Bad Loans: ERBAGK has a high level of bad loans (2.1%).