Caisse Régionale de Crédit Agricole Mutuel Brie Picardie Société coopérative Valuation

Q: What is the Fair Price of CRBP2P when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

CRBP2P (€18.9) is trading below our estimate of [[fair value]] (€34.28)

Is CRBP2P undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of CRBP2P when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: CRBP2P (€18.9) is trading below our estimate of fair value (€34.28)

Significantly Below Fair Value: CRBP2P is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for CRBP2P?

Key metric: As CRBP2P is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for CRBP2P. This is calculated by dividing CRBP2P's market cap by their current earnings.
What is CRBP2P's PE Ratio?
PE Ratio	4.2x
Earnings	€249.16m
Market Cap	€1.06b

CRBP2P key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	n/a
Enterprise Value/EBITDA	n/a
PEG Ratio	n/a

Price to Earnings Ratio vs Peers

How does CRBP2P's PE Ratio compare to its peers?

The above table shows the PE ratio for CRBP2P vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	3.7x
TBCG TBC Bank Group	4.7x	16.8%	UK£1.7b
CBG Close Brothers Group	3.7x	16.0%	UK£333.4m
BGEO Bank of Georgia Group	3x	-3.2%	UK£2.0b
HSBK Halyk Bank of Kazakhstan	3.3x	n/a	US$5.0b
CRBP2P Caisse Régionale de Crédit Agricole Mutuel Brie Picardie Société coopérative	4.2x	n/a	€1.1b

Price-To-Earnings vs Peers: CRBP2P is good value based on its Price-To-Earnings Ratio (4.2x) compared to the peer average (5x).

Price to Earnings Ratio vs Industry

How does CRBP2P's PE Ratio compare vs other companies in the European Banks Industry?

2 Companies	Price / Earnings	Estimated Growth	Market Cap

2 Companies		Estimated Growth	Market Cap

No more companies

Price-To-Earnings vs Industry: CRBP2P is good value based on its Price-To-Earnings Ratio (4.2x) compared to the European Banks industry average (7.4x).

Price to Earnings Ratio vs Fair Ratio

What is CRBP2P's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

CRBP2P PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	4.2x
Fair PE Ratio	n/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate CRBP2P's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

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