Aurskog Sparebank

BATS-CHIXE:AURGO Stock Report

Market Cap: NOK 998.5m

Aurskog Sparebank Valuation

Is AURGO undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of AURGO when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: AURGO (NOK201) is trading below our estimate of fair value (NOK636.39)

Significantly Below Fair Value: AURGO is trading below fair value by more than 20%.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for AURGO?

Key metric: As AURGO is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for AURGO. This is calculated by dividing AURGO's market cap by their current earnings.
What is AURGO's PE Ratio?
PE Ratio18x
EarningsNOK 55.38m
Market CapNOK 998.48m

Price to Earnings Ratio vs Peers

How does AURGO's PE Ratio compare to its peers?

The above table shows the PE ratio for AURGO vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average4.2x
STB Secure Trust Bank
2.5x32.7%UK£67.9m
ARBB Arbuthnot Banking Group
4.8x8.7%UK£147.0m
CBG Close Brothers Group
3.3x16.0%UK£298.6m
ENBP ENB Financial
6.2xn/aUS$100.1m
AURGO Aurskog Sparebank
18x21.7%NOK 998.5m

Price-To-Earnings vs Peers: AURGO is expensive based on its Price-To-Earnings Ratio (18x) compared to the peer average (13.1x).


Price to Earnings Ratio vs Industry

How does AURGO's PE Ratio compare vs other companies in the European Banks Industry?

2 CompaniesPrice / EarningsEstimated GrowthMarket Cap
No. of Companies46PE0612182430+
2 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: AURGO is expensive based on its Price-To-Earnings Ratio (18x) compared to the European Banks industry average (7.4x).


Price to Earnings Ratio vs Fair Ratio

What is AURGO's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

AURGO PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio18x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate AURGO's Price-To-Earnings Fair Ratio for valuation analysis.


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.


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