SCOR (ENXTPA:SCR): Examining Valuation After Q3 Results Reveal Diverging Segment Performance and Share Price Drop

SCOR (ENXTPA:SCR) shares dropped sharply after the company posted its Q3 2025 results. While headline earnings showed strong Property & Casualty returns and a higher solvency ratio, lingering concerns surfaced about weaker performance in other segments.

See our latest analysis for SCOR.

SCOR’s headline results painted a strong picture, but the share price reacted swiftly to underlying concerns, dropping nearly 13% in a single day after the Q3 update. Despite this, long-term investors have still seen a robust total shareholder return of 43% over the past year. Momentum, while recently shaken, remains well above where shares started the year.

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With shares trading at a discount to analyst price targets and headline results looking strong, investors now face a crucial question. Is SCOR’s recent drop an opportunity to buy at value, or is the market already factoring in its future prospects?

Most Popular Narrative: 17.9% Undervalued

SCOR’s current fair value is materially higher than the last close, according to the narrative that drives the analyst consensus. This suggests there is a significant value gap that has caught the eye of market-watchers and valuation-driven investors alike.

Robust capital management, a strong solvency ratio (210%), and opportunistic buffer building provide SCOR both resilience against shocks and flexibility for future dividend increases or share buybacks, supporting future earnings per share and shareholder returns.

Read the complete narrative.

Want to know the math behind this bullish outlook? The narrative hinges on SCOR delivering a powerful blend of revenue expansion and margin gains, but the lynchpin is a forward-looking profit multiple that could reset expectations. Curious which specific assumptions put the fair value so far above today’s price? The full story unpacks the big forecasts and tension points that analysts are betting on.

Result: Fair Value of €31.99 (UNDERVALUED)

Have a read of the narrative in full and understand what's behind the forecasts.

However, persistent legal disputes and heightened catastrophe exposure could challenge SCOR’s improving trajectory and pose real risks to its bullish valuation story.

Find out about the key risks to this SCOR narrative.

Build Your Own SCOR Narrative

If you see things differently, or want to dig into the numbers yourself, you can build a personalised view in just a few minutes. Do it your way

A great starting point for your SCOR research is our analysis highlighting 4 key rewards and 2 important warning signs that could impact your investment decision.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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