FirstCaution SA, an insurance company, engages in processing and providing rental deposit guarantees for private and commercial leases in Switzerland.
Flawless balance sheet with acceptable track record.
Share Price & News
How has Firstcaution's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: MLFIR has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: Insufficient data to determine how MLFIR performed against the French Insurance industry.
Return vs Market: Insufficient data to determine how MLFIR performed against the French Market.
Price Volatility Vs. Market
How volatile is Firstcaution's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is Firstcaution undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: MLFIR (€19.8) is trading above our estimate of fair value (€5.52)
Significantly Below Fair Value: MLFIR is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: MLFIR is poor value based on its PE Ratio (76.7x) compared to the FR Insurance industry average (11.2x).
PE vs Market: MLFIR is poor value based on its PE Ratio (76.7x) compared to the French market (16x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate MLFIR's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: MLFIR is overvalued based on its PB Ratio (9.5x) compared to the FR Insurance industry average (0.6x).
How is Firstcaution forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Insurance industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Firstcaution has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
- Examine Firstcaution's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
- Firstcaution competitive advantages and company strategy can generally be found in its financial reports archived here.
- Explore growth companies in the Insurance industry.
How has Firstcaution performed over the past 5 years?
Last years earnings growth
Earnings and Revenue History
Quality Earnings: MLFIR has high quality earnings.
Growing Profit Margin: MLFIR's current net profit margins (8.3%) are higher than last year (3.7%).
Past Earnings Growth Analysis
Earnings Trend: Insufficient data to determine if MLFIR's year-on-year earnings growth rate was positive over the past 5 years.
Accelerating Growth: Insufficient data to compare MLFIR's past year earnings growth to its 5-year average.
Earnings vs Industry: MLFIR earnings growth over the past year (173.3%) exceeded the Insurance industry 0.4%.
Return on Equity
High ROE: MLFIR's Return on Equity (12.4%) is considered low.
How is Firstcaution's financial position?
Financial Position Analysis
Short Term Liabilities: MLFIR's short term assets (CHF11.6M) exceed its short term liabilities (CHF11.0M).
Long Term Liabilities: MLFIR's short term assets (CHF11.6M) exceed its long term liabilities (CHF3.9M).
Debt to Equity History and Analysis
Debt Level: MLFIR is debt free.
Reducing Debt: MLFIR has not had any debt for past 5 years.
Debt Coverage: MLFIR has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: MLFIR has no debt, therefore coverage of interest payments is not a concern.
What is Firstcaution current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate MLFIR's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate MLFIR's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if MLFIR's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if MLFIR's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: Insufficient data to calculate payout ratio to determine if its dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of MLFIR's dividend in 3 years as they are not forecast to pay a notable one for the French market.
How experienced are the management team and are they aligned to shareholders interests?
Firstcaution has no CEO, or we have no data on them.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Firstcaution SA's company bio, employee growth, exchange listings and data sources
- Name: Firstcaution SA
- Ticker: MLFIR
- Exchange: ENXTPA
- Founded: 2008
- Industry: Property and Casualty Insurance
- Sector: Insurance
- Market Cap: €74.836m
- Shares outstanding: 3.78m
- Website: https://www.firstcaution.ch
Number of Employees
- Firstcaution SA
- Avenue Edouard-Rod 4
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|MLFIR||ENXTPA (Euronext Paris)||Yes||Share Capital||FR||EUR||Dec 2010|
FirstCaution SA, an insurance company, engages in processing and providing rental deposit guarantees for private and commercial leases in Switzerland. It offers commercial lease deposit, combined cash depo ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/08/01 21:53|
|End of Day Share Price||2020/05/04 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.