Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative

ENXTPA:CRLA Stock Report

Market Cap: €1.0b

Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative Valuation

Is CRLA undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of CRLA when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: CRLA (€52.82) is trading below our estimate of fair value (€140.64)

Significantly Below Fair Value: CRLA is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for CRLA?

Key metric: As CRLA is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for CRLA. This is calculated by dividing CRLA's market cap by their current earnings.
What is CRLA's PE Ratio?
PE Ratio5.7x
Earnings€182.02m
Market Cap€1.04b

Price to Earnings Ratio vs Peers

How does CRLA's PE Ratio compare to its peers?

The above table shows the PE ratio for CRLA vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average6.2x
CRBP2 Caisse Régionale de Crédit Agricole Mutuel Brie Picardie Société coopérative
5.1xn/a€1.0b
CNDF Caisse Régionale de Crédit Agricole Mutuel Nord de France Société coopérative
4.5xn/a€785.7m
CAF Caisse Régionale de Crédit Agricole Mutuel de Paris et d'Ile-de-France
7.4xn/a€1.7b
CRAV Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée
7.8xn/a€626.3m
CRLA Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative
5.7xn/a€1.0b

Price-To-Earnings vs Peers: CRLA is good value based on its Price-To-Earnings Ratio (5.7x) compared to the peer average (6.2x).

Price to Earnings Ratio vs Industry

How does CRLA's PE Ratio compare vs other companies in the European Banks Industry?

2 CompaniesPrice / EarningsEstimated GrowthMarket Cap
CRLA 5.7xIndustry Avg. 7.4xNo. of Companies45PE0612182430+
2 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: CRLA is good value based on its Price-To-Earnings Ratio (5.7x) compared to the European Banks industry average (7.4x).

Price to Earnings Ratio vs Fair Ratio

What is CRLA's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

CRLA PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio5.7x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate CRLA's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

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