Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative

ENXTPA:CRLA Stock Report

Market Cap: €1.1b

Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative Past Earnings Performance

Past criteria checks 3/6

Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative has been growing earnings at an average annual rate of 4.2%, while the Banks industry saw earnings growing at 6% annually. Revenues have been growing at an average rate of 2% per year. Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative's return on equity is 3.5%, and it has net margins of 31.8%.

Key information

4.2%

Earnings growth rate

4.2%

EPS growth rate

Banks Industry Growth4.8%
Revenue growth rate2.0%
Return on equity3.5%
Net Margin31.8%
Last Earnings Update30 Jun 2024

Recent past performance updates

Recent updates

Does Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative (EPA:CRLA) Have A Place In Your Dividend Portfolio?

Feb 09
Does Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative (EPA:CRLA) Have A Place In Your Dividend Portfolio?

Does Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative's (EPA:CRLA) CEO Salary Compare Well With The Performance Of The Company?

Dec 19
Does Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative's (EPA:CRLA) CEO Salary Compare Well With The Performance Of The Company?

Revenue & Expenses Breakdown

How Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

ENXTPA:CRLA Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 24573182180
31 Mar 24573179180
31 Dec 23572176180
30 Sep 23574178170
30 Jun 23576180150
31 Mar 23600199150
31 Dec 22625218150
30 Sep 22641233150
30 Jun 22658248160
31 Mar 22634230160
31 Dec 21611211160
30 Sep 21610211170
30 Jun 21609211170
31 Mar 21561173170
31 Dec 20514136160
30 Sep 20499123150
30 Jun 20483111130
31 Mar 20530149120
31 Dec 19576186120
30 Sep 19572183100
30 Jun 1956817980
31 Mar 1956417780
31 Dec 1856017570
30 Sep 1858519080
30 Jun 1861120680
31 Mar 1860120380
31 Dec 1759120080
30 Sep 1756317580
30 Jun 1753615080
31 Mar 1754515580
31 Dec 1655416080
30 Sep 1656017280
30 Jun 1656518480
31 Mar 1655917780
31 Dec 1555417080
30 Sep 1555016780
30 Jun 1554616480
31 Mar 1554316580
31 Dec 1454016680
30 Sep 1454316680
30 Jun 1454516680
31 Mar 1454316280
31 Dec 1354115880

Quality Earnings: CRLA has high quality earnings.

Growing Profit Margin: CRLA's current net profit margins (31.8%) are higher than last year (31.2%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: CRLA's earnings have grown by 4.2% per year over the past 5 years.

Accelerating Growth: CRLA's earnings growth over the past year (1.3%) is below its 5-year average (4.2% per year).

Earnings vs Industry: CRLA earnings growth over the past year (1.3%) did not outperform the Banks industry 5.3%.


Return on Equity

High ROE: CRLA's Return on Equity (3.5%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/18 13:03
End of Day Share Price 2024/12/18 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution