Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative Past Earnings Performance
Past criteria checks 2/6
Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative has been growing earnings at an average annual rate of 5.1%, while the Banks industry saw earnings growing at 4.5% annually. Revenues have been growing at an average rate of 2.4% per year. Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative's return on equity is 3.5%, and it has net margins of 30.7%.
Key information
5.1%
Earnings growth rate
5.1%
EPS growth rate
| Banks Industry Growth | 4.8% |
| Revenue growth rate | 2.4% |
| Return on equity | 3.5% |
| Net Margin | 30.7% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Caisse Régionale de Crédit Agricole Mutuel du Languedoc Société coopérative makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 572 | 176 | 18 | 0 |
| 30 Sep 23 | 574 | 178 | 17 | 0 |
| 30 Jun 23 | 576 | 180 | 15 | 0 |
| 31 Mar 23 | 600 | 199 | 15 | 0 |
| 31 Dec 22 | 625 | 218 | 15 | 0 |
| 30 Sep 22 | 641 | 233 | 15 | 0 |
| 30 Jun 22 | 658 | 248 | 16 | 0 |
| 31 Mar 22 | 634 | 230 | 16 | 0 |
| 31 Dec 21 | 611 | 211 | 16 | 0 |
| 30 Sep 21 | 610 | 211 | 17 | 0 |
| 30 Jun 21 | 609 | 211 | 17 | 0 |
| 31 Mar 21 | 561 | 173 | 17 | 0 |
| 31 Dec 20 | 514 | 136 | 16 | 0 |
| 30 Sep 20 | 499 | 123 | 15 | 0 |
| 30 Jun 20 | 483 | 111 | 13 | 0 |
| 31 Mar 20 | 530 | 149 | 12 | 0 |
| 31 Dec 19 | 576 | 186 | 12 | 0 |
| 30 Sep 19 | 572 | 183 | 10 | 0 |
| 30 Jun 19 | 568 | 179 | 8 | 0 |
| 31 Mar 19 | 564 | 177 | 8 | 0 |
| 31 Dec 18 | 560 | 175 | 7 | 0 |
| 30 Sep 18 | 585 | 190 | 8 | 0 |
| 30 Jun 18 | 611 | 206 | 8 | 0 |
| 31 Mar 18 | 601 | 203 | 8 | 0 |
| 31 Dec 17 | 591 | 200 | 8 | 0 |
| 30 Sep 17 | 563 | 175 | 8 | 0 |
| 30 Jun 17 | 536 | 150 | 8 | 0 |
| 31 Mar 17 | 545 | 155 | 8 | 0 |
| 31 Dec 16 | 554 | 160 | 8 | 0 |
| 30 Sep 16 | 560 | 172 | 8 | 0 |
| 30 Jun 16 | 565 | 184 | 8 | 0 |
| 31 Mar 16 | 559 | 177 | 8 | 0 |
| 31 Dec 15 | 554 | 170 | 8 | 0 |
| 30 Sep 15 | 550 | 167 | 8 | 0 |
| 30 Jun 15 | 546 | 164 | 8 | 0 |
| 31 Mar 15 | 543 | 165 | 8 | 0 |
| 31 Dec 14 | 540 | 166 | 8 | 0 |
| 30 Sep 14 | 543 | 166 | 8 | 0 |
| 30 Jun 14 | 545 | 166 | 8 | 0 |
| 31 Mar 14 | 543 | 162 | 8 | 0 |
| 31 Dec 13 | 541 | 158 | 8 | 0 |
| 30 Sep 13 | 545 | 162 | 8 | 0 |
| 30 Jun 13 | 549 | 165 | 8 | 0 |
Quality Earnings: CRLA has high quality earnings.
Growing Profit Margin: CRLA's current net profit margins (30.7%) are lower than last year (34.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CRLA's earnings have grown by 5.1% per year over the past 5 years.
Accelerating Growth: CRLA's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CRLA had negative earnings growth (-19.4%) over the past year, making it difficult to compare to the Banks industry average (-19.4%).
Return on Equity
High ROE: CRLA's Return on Equity (3.5%) is considered low.