CIV Stock Overview
Provides banking services in France. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
My Notes
Capture your thoughts, links and company narrative
Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative Competitors
Caisse Régionale de Crédit Agricole Mutuel de la Touraine et du Poitou Société Coopérative
ENXTPA:CRTO
€473.2m
Caisse Régionale de Crédit Agricole du Morbihan
ENXTPA:CMO
€364.7m
Caisse Régionale de Crédit Agricole Mutuel Loire Haute-Loire Société coopérative
ENXTPA:CRLO
€490.2m
Caisse Régionale de Crédit Agricole Mutuel de Normandie-Seine Société coopérative
ENXTPA:CCN
€499.5m
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €68.49 |
| 52 Week High | €69.50 |
| 52 Week Low | €52.50 |
| Beta | 0.96 |
| 1 Month Change | 9.25% |
| 3 Month Change | 17.08% |
| 1 Year Change | 18.70% |
| 3 Year Change | -0.71% |
| 5 Year Change | -41.95% |
| Change since IPO | 41.60% |
Recent News & Updates
Recent updates
With EPS Growth And More, Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative (EPA:CIV) Makes An Interesting Case
Aug 23
Is Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative (EPA:CIV) An Attractive Dividend Stock?
Feb 08
Did You Participate In Any Of Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative's (EPA:CIV) Respectable 65% Return?
Dec 17Shareholder Returns
| CIV | FR Banks | FR Market | |
|---|---|---|---|
| 7D | 5.4% | -1.6% | -1.7% |
| 1Y | 18.7% | -2.1% | -4.8% |
Return vs Industry: CIV exceeded the French Banks industry which returned -2.1% over the past year.
Return vs Market: CIV exceeded the French Market which returned -4.8% over the past year.
Price Volatility
| CIV volatility | |
|---|---|
| CIV Average Weekly Movement | 3.1% |
| Banks Industry Average Movement | 2.7% |
| Market Average Movement | 4.5% |
| 10% most volatile stocks in FR Market | 9.7% |
| 10% least volatile stocks in FR Market | 2.3% |
Stable Share Price: CIV has not had significant price volatility in the past 3 months compared to the French market.
Volatility Over Time: CIV's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1900 | n/a | Jean-Yves Carillet | www.credit-agricole.fr/ca-illeetvilaine |
Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative provides banking services in France. It offers bank accounts and related services; bank cards; saving solutions; real estate investment solutions; insurance products, such as car and two-wheeler, personal, health and welfare, home, and borrower insurance, as well as life insurance products; real estate loans; and consumer credit comprising personal, auto, green vehicle, work, boating, student, and apprentice loans, as well as renewable credit. The company was founded in 1900 and is based in Saint-Jacques-de-la-Lande, France.
Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative Fundamentals Summary
| CIV fundamental statistics | |
|---|---|
| Market cap | €412.73m |
| Earnings (TTM) | €74.62m |
| Revenue (TTM) | €299.55m |
5.5x
P/E Ratio0.2x
P/B RatioIs CIV overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CIV income statement (TTM) | |
|---|---|
| Revenue | €299.55m |
| Cost of Revenue | €0 |
| Gross Profit | €299.55m |
| Other Expenses | €224.93m |
| Earnings | €74.62m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
Feb 05, 2025
| Earnings per share (EPS) | 12.38 |
| Gross Margin | 100.00% |
| Net Profit Margin | 24.91% |
| Debt/Equity Ratio | 12.6% |
How did CIV perform over the long term?
See historical performance and comparisonDividends
3.5%
Current Dividend Yield23%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 01:25 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|