KOJAMO Stock Overview
Kojamo Oyj, a private residential real estate company, provides rental apartments and housing services in Finland.
Kojamo Oyj Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||€18.17|
|52 Week High||€22.10|
|52 Week Low||€16.53|
|1 Month Change||-10.93%|
|3 Month Change||-10.49%|
|1 Year Change||-0.98%|
|3 Year Change||56.64%|
|5 Year Change||n/a|
|Change since IPO||112.49%|
Recent News & Updates
|KOJAMO||FI Real Estate||FI Market|
Return vs Industry: KOJAMO exceeded the Finnish Real Estate industry which returned -12.2% over the past year.
Return vs Market: KOJAMO exceeded the Finnish Market which returned -11.7% over the past year.
|KOJAMO Average Weekly Movement||4.1%|
|Real Estate Industry Average Movement||4.3%|
|Market Average Movement||6.2%|
|10% most volatile stocks in FI Market||9.0%|
|10% least volatile stocks in FI Market||4.3%|
Stable Share Price: KOJAMO is less volatile than 75% of Finnish stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: KOJAMO's weekly volatility (4%) has been stable over the past year.
About the Company
Kojamo Oyj, a private residential real estate company, provides rental apartments and housing services in Finland. The company rents and manages apartments under the Lumo brand name. As of December 31, 2021, it operated 36,897 rental apartments.
Kojamo Oyj Fundamentals Summary
|KOJAMO fundamental statistics|
Is KOJAMO overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|KOJAMO income statement (TTM)|
|Cost of Revenue||€130.10m|
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
Aug 18, 2022
|Earnings per share (EPS)||3.77|
|Net Profit Margin||236.49%|
How did KOJAMO perform over the long term?See historical performance and comparison
2.1%Current Dividend Yield
Is Kojamo Oyj undervalued compared to its fair value and its price relative to the market?
Valuation Score 2/6
Below Fair Value
Significantly Below Fair Value
PE vs Industry
PE vs Market
PB vs Industry
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: KOJAMO (€18.17) is trading above our estimate of fair value (€6.65)
Significantly Below Fair Value: KOJAMO is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: KOJAMO is good value based on its PE Ratio (4.8x) compared to the European Real Estate industry average (9.3x).
PE vs Market: KOJAMO is good value based on its PE Ratio (4.8x) compared to the Finnish market (17.6x).
Price to Earnings Growth Ratio
PEG Ratio: KOJAMO's earnings are forecast to decline next year, so we can't calculate its PEG ratio.
Price to Book Ratio
PB vs Industry: KOJAMO is overvalued based on its PB Ratio (1.1x) compared to the FI Real Estate industry average (0.9x).
How is Kojamo Oyj forecast to perform in the next 1 to 3 years based on estimates from 5 analysts?
Future Growth Score1/6
Future Growth Score 1/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: KOJAMO's earnings are forecast to decline over the next 3 years (-24.6% per year).
Earnings vs Market: KOJAMO's earnings are forecast to decline over the next 3 years (-24.6% per year).
High Growth Earnings: KOJAMO's earnings are forecast to decline over the next 3 years.
Revenue vs Market: KOJAMO's revenue (6.3% per year) is forecast to grow faster than the Finnish market (2.9% per year).
High Growth Revenue: KOJAMO's revenue (6.3% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: KOJAMO's Return on Equity is forecast to be low in 3 years time (5.7%).
How has Kojamo Oyj performed over the past 5 years?
Past Performance Score5/6
Past Performance Score 5/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: KOJAMO has a large one-off gain of €989.5M impacting its March 31 2022 financial results.
Growing Profit Margin: KOJAMO's current net profit margins are higher than last year .
Past Earnings Growth Analysis
Earnings Trend: KOJAMO's earnings have grown significantly by 31.2% per year over the past 5 years.
Accelerating Growth: KOJAMO's earnings growth over the past year (125.6%) exceeds its 5-year average (31.2% per year).
Earnings vs Industry: KOJAMO earnings growth over the past year (125.6%) exceeded the Real Estate industry 58.7%.
Return on Equity
High ROE: KOJAMO's Return on Equity (21.9%) is considered high.
How is Kojamo Oyj's financial position?
Financial Health Score3/6
Financial Health Score 3/6
Short Term Liabilities
Long Term Liabilities
Financial Position Analysis
Short Term Liabilities: KOJAMO's short term assets (€492.3M) exceed its short term liabilities (€284.4M).
Long Term Liabilities: KOJAMO's short term assets (€492.3M) do not cover its long term liabilities (€4.5B).
Debt to Equity History and Analysis
Debt Level: KOJAMO's net debt to equity ratio (72.7%) is considered high.
Reducing Debt: KOJAMO's debt to equity ratio has reduced from 112.2% to 83.9% over the past 5 years.
Debt Coverage: KOJAMO's debt is not well covered by operating cash flow (4.2%).
Interest Coverage: KOJAMO's interest payments on its debt are well covered by EBIT (4.2x coverage).
What is Kojamo Oyj current dividend yield, its reliability and sustainability?
Dividend Score 2/6
Future Dividend Coverage
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: KOJAMO's dividend (2.09%) isn’t notable compared to the bottom 25% of dividend payers in the Finnish market (2.38%).
High Dividend: KOJAMO's dividend (2.09%) is low compared to the top 25% of dividend payers in the Finnish market (4.74%).
Stability and Growth of Payments
Stable Dividend: Whilst dividend payments have been stable, KOJAMO has been paying a dividend for less than 10 years.
Growing Dividend: KOJAMO's dividend payments have increased, but the company has only paid a dividend for 3 years.
Earnings Payout to Shareholders
Earnings Coverage: With its low payout ratio (10.1%), KOJAMO's dividend payments are thoroughly covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: With its reasonable cash payout ratio (62.5%), KOJAMO's dividend payments are covered by cash flows.
Discover strong dividend paying companies
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Jani Nieminen (53 yo)
Mr. Jani Nieminen, M.Sc. (Tech.), MBA has been the Chief Executive Officer of Kojamo Oyj since 2011. Mr. Nieminen served as Executive Vice President of Realia Group Oy and served as its Deputy Chief Execut...
CEO Compensation Analysis
Compensation vs Market: Jani's total compensation ($USD1.11M) is below average for companies of similar size in the Finnish market ($USD2.50M).
Compensation vs Earnings: Jani's compensation has been consistent with company performance over the past year.
Experienced Management: KOJAMO's management team is considered experienced (4 years average tenure).
Experienced Board: KOJAMO's board of directors are considered experienced (4 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Kojamo Oyj's employee growth, exchange listings and data sources
- Name: Kojamo Oyj
- Ticker: KOJAMO
- Exchange: HLSE
- Founded: 1969
- Industry: Real Estate Operating Companies
- Sector: Real Estate
- Implied Market Cap: €4.491b
- Shares outstanding: 247.14m
- Website: https://www.kojamo.fi
Number of Employees
- Kojamo Oyj
- Mannerheimintie 168a
- P.O. Box 40
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/05/19 00:00|
|End of Day Share Price||2022/05/19 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.