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Kojamo OyjHLSE:KOJAMO Stock Report

Market Cap €2.1b
Share Price
€8.86
n/a
1Y6.4%
7D-6.0%
Portfolio Value
​
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Kojamo Oyj

HLSE:KOJAMO Stock Report

Market Cap: €2.1b

Kojamo Oyj (KOJAMO) Stock Overview

Operates as a private housing investment company in Finland. More details

KOJAMO fundamental analysis
Snowflake Score
Valuation1/6
Future Growth4/6
Past Performance0/6
Financial Health0/6
Dividends0/6

Rewards

Earnings are forecast to grow 42.26% per year

Analysts in good agreement that stock price will rise by 25.8%

Risk Analysis

Interest payments are not well covered by earnings

Large one-off items impacting financial results


KOJAMO Community Fair Values

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See what others think this stock is worth. Follow their fair value or set your own to get alerts.

KOJAMO logo
Kojamo Oyj

Helsinki, Tampere And Turku Rental Markets Will Unlock Lasting Value

Key Takeaways Tight rental supply and urbanization trends should enhance market positioning, driving sustained revenue growth and supporting long-term pricing strength. Digitalization, efficiency initiatives, and disciplined capital allocation are set to boost tenant retention, margins, and shareholder value.
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€11.14
FV
20.5% undervalued intrinsic discount
4.49%
Revenue growth p.a.
25
users have viewed this narrative
0users have liked this narrative
0users have commented on this narrative
4users have followed this narrative
KOJAMO logo
Kojamo Oyj

Helsinki Oversupply And Rising Costs Will Hurt Property Value

Key Takeaways Geographic concentration and demographic shifts increase vulnerability to local market risks, potentially depressing occupancy rates and rental income. Rising costs, regulatory demands, and higher interest expenses threaten profitability, limit investment capacity, and pressure margins over the long term.
View narrative
€9.5
FV
6.7% undervalued intrinsic discount
1.59%
Revenue growth p.a.
9
users have viewed this narrative
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
KOJAMO logo
Kojamo Oyj

Urbanization And Digital Living Will Reshape Helsinki Rental Markets

Key Takeaways Kojamo is poised for accelerated rent and occupancy growth due to tightening urban rental supply, innovative pricing strategies, and digitalization driving stronger customer retention. Optimized asset management, robust financial positioning, and strategic leadership changes set the stage for margin expansion and market share gains in a growing urban rental market.
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€12.5
FV
29.1% undervalued intrinsic discount
1.59%
Revenue growth p.a.
3
users have viewed this narrative
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative
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Kojamo Oyj Competitors

Price History & Performance

Summary of share price highs, lows and changes for Kojamo Oyj
Historical stock prices
Current Share Price€8.86
52 Week High€11.52
52 Week Low€8.22
Beta1.25
1 Month Change-6.54%
3 Month Change-12.54%
1 Year Change6.36%
3 Year Change-24.40%
5 Year Change-45.78%
Change since IPO3.61%

Recent News & Updates

Recent updates

Does Kojamo Oyj (HEL:KOJAMO) Have A Healthy Balance Sheet?

Jan 08
Does Kojamo Oyj (HEL:KOJAMO) Have A Healthy Balance Sheet?

What Does Kojamo Oyj's (HEL:KOJAMO) Share Price Indicate?

Dec 12
What Does Kojamo Oyj's (HEL:KOJAMO) Share Price Indicate?

Solid Earnings Reflect Kojamo Oyj's (HEL:KOJAMO) Strength As A Business

Aug 29
Solid Earnings Reflect Kojamo Oyj's (HEL:KOJAMO) Strength As A Business

Kojamo Oyj Just Reported A Surprise Loss: Here's What Analysts Think Will Happen Next

Aug 24
Kojamo Oyj Just Reported A Surprise Loss: Here's What Analysts Think Will Happen Next

Is There Now An Opportunity In Kojamo Oyj (HEL:KOJAMO)?

Aug 23
Is There Now An Opportunity In Kojamo Oyj (HEL:KOJAMO)?

Is Kojamo Oyj (HEL:KOJAMO) A Risky Investment?

Jul 21
Is Kojamo Oyj (HEL:KOJAMO) A Risky Investment?
User avatar

Helsinki Urban Migration And Digitalization Will Transform Rental Markets

Strong urbanization and persistent housing supply constraints support higher occupancy, rent growth, and long-term revenue gains in core Finnish markets.

Kojamo Oyj (HEL:KOJAMO) Takes On Some Risk With Its Use Of Debt

Apr 02
Kojamo Oyj (HEL:KOJAMO) Takes On Some Risk With Its Use Of Debt

Kojamo Oyj's (HEL:KOJAMO) Solid Earnings Are Supported By Other Strong Factors

Feb 21
Kojamo Oyj's (HEL:KOJAMO) Solid Earnings Are Supported By Other Strong Factors

Here's Why Kojamo Oyj (HEL:KOJAMO) Has A Meaningful Debt Burden

Oct 29
Here's Why Kojamo Oyj (HEL:KOJAMO) Has A Meaningful Debt Burden

Kojamo Oyj Reported A Surprise Loss, And Analysts Have Updated Their Forecasts

Aug 19
Kojamo Oyj Reported A Surprise Loss, And Analysts Have Updated Their Forecasts

Does Kojamo Oyj (HEL:KOJAMO) Have A Healthy Balance Sheet?

Jul 18
Does Kojamo Oyj (HEL:KOJAMO) Have A Healthy Balance Sheet?

It's Unlikely That Shareholders Will Increase Kojamo Oyj's (HEL:KOJAMO) Compensation By Much This Year

Mar 08
It's Unlikely That Shareholders Will Increase Kojamo Oyj's (HEL:KOJAMO) Compensation By Much This Year

Is Kojamo Oyj (HEL:KOJAMO) Using Too Much Debt?

Feb 20
Is Kojamo Oyj (HEL:KOJAMO) Using Too Much Debt?

Here's Why Kojamo Oyj (HEL:KOJAMO) Has A Meaningful Debt Burden

Nov 01
Here's Why Kojamo Oyj (HEL:KOJAMO) Has A Meaningful Debt Burden

These 4 Measures Indicate That Kojamo Oyj (HEL:KOJAMO) Is Using Debt Extensively

Aug 02
These 4 Measures Indicate That Kojamo Oyj (HEL:KOJAMO) Is Using Debt Extensively

Here's Why Kojamo Oyj (HEL:KOJAMO) Has A Meaningful Debt Burden

Apr 17
Here's Why Kojamo Oyj (HEL:KOJAMO) Has A Meaningful Debt Burden

Kojamo Oyj's (HEL:KOJAMO) Dividend Will Be Increased To €0.39

Feb 18
Kojamo Oyj's (HEL:KOJAMO) Dividend Will Be Increased To €0.39

Shareholder Returns

KOJAMOFI Real EstateFI Market
7D-6.0%-1.8%0.3%
1Y6.4%11.3%21.2%

Return vs Industry: KOJAMO underperformed the Finnish Real Estate industry which returned 11.3% over the past year.

Return vs Market: KOJAMO underperformed the Finnish Market which returned 21.2% over the past year.

Price Volatility

Is KOJAMO's price volatile compared to industry and market?
KOJAMO volatility
KOJAMO Average Weekly Movement3.4%
Real Estate Industry Average Movement3.7%
Market Average Movement4.5%
10% most volatile stocks in FI Market8.5%
10% least volatile stocks in FI Market2.8%

Stable Share Price: KOJAMO has not had significant price volatility in the past 3 months compared to the Finnish market.

Volatility Over Time: KOJAMO's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1969238Reima Rytsöläkojamo.fi

Kojamo Oyj operates as a private housing investment company in Finland. The company rents apartments and offers housing services under the Lumo brand name. It also offers broadband internet connection services, as well as car sharing services.

Kojamo Oyj Fundamentals Summary

How do Kojamo Oyj's earnings and revenue compare to its market cap?
KOJAMO fundamental statistics
Market cap€2.13b
Earnings (TTM)€20.80m
Revenue (TTM)€455.30m
102.3x
P/E Ratio
4.7x
P/S Ratio

Is KOJAMO overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
KOJAMO income statement (TTM)
Revenue€455.30m
Cost of Revenue€147.50m
Gross Profit€307.80m
Other Expenses€287.00m
Earnings€20.80m

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

May 06, 2026

Earnings per share (EPS)0.087
Gross Margin67.60%
Net Profit Margin4.57%
Debt/Equity Ratio92.7%

How did KOJAMO perform over the long term?

See historical performance and comparison

Dividends

1.2%
Current Dividend Yield
130%
Payout Ratio

Does KOJAMO pay a reliable dividends?

See KOJAMO dividend history and benchmarks
When do you need to buy KOJAMO by to receive an upcoming dividend?
Kojamo Oyj dividend dates
Ex Dividend DateMar 13 2026
Dividend Pay DateApr 08 2026
Days until Ex dividend1 day
Days until Dividend pay date27 days

Does KOJAMO pay a reliable dividends?

See KOJAMO dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/03/11 01:04
End of Day Share Price 2026/03/11 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Kojamo Oyj is covered by 10 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Celine HuynhBarclays
Celine HuynhBarclays
Erik GranströmCarnegie Investment Bank AB