Viafin Service Oyj Valuation

Is VIAFIN undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of VIAFIN when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: VIAFIN (€19.1) is trading below our estimate of fair value (€40.35)

Significantly Below Fair Value: VIAFIN is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for VIAFIN?

Key metric: As VIAFIN is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for VIAFIN. This is calculated by dividing VIAFIN's market cap by their current earnings.
What is VIAFIN's PE Ratio?
PE Ratio	17.2x
Earnings	€3.88m
Market Cap	€66.75m

VIAFIN key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	0.8x
Enterprise Value/EBITDA	10.7x
PEG Ratio	1.5x

Price to Earnings Ratio vs Peers

How does VIAFIN's PE Ratio compare to its peers?

The above table shows the PE ratio for VIAFIN vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	19.5x
SAGCV Saga Furs Oyj	9.3x	n/a	€33.2m
DOV1V Dovre Group	38.8x	94.6%	€34.3m
AALLON Aallon Group Oyj	16.3x	10.2%	€30.7m
SOLWERS Solwers Oyj	13.5x	13.6%	€33.0m
VIAFIN Viafin Service Oyj	17.2x	11.5%	€66.8m

Price-To-Earnings vs Peers: VIAFIN is good value based on its Price-To-Earnings Ratio (17.2x) compared to the peer average (19.5x).

Price to Earnings Ratio vs Industry

How does VIAFIN's PE Ratio compare vs other companies in the European Commercial Services Industry?

0 Companies	Price / Earnings	Estimated Growth	Market Cap

0 Companies		Estimated Growth	Market Cap

No more companies

Price-To-Earnings vs Industry: VIAFIN is expensive based on its Price-To-Earnings Ratio (17.2x) compared to the European Commercial Services industry average (14.7x).

Price to Earnings Ratio vs Fair Ratio

What is VIAFIN's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

VIAFIN PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	17.2x
Fair PE Ratio	16.1x

Price-To-Earnings vs Fair Ratio: VIAFIN is expensive based on its Price-To-Earnings Ratio (17.2x) compared to the estimated Fair Price-To-Earnings Ratio (16.1x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.