Ålandsbanken Abp

HLSE:ALBBV Stock Report

Market Cap: €530.0m

Ålandsbanken Abp Past Earnings Performance

Past criteria checks 5/6

Ålandsbanken Abp has been growing earnings at an average annual rate of 14%, while the Banks industry saw earnings growing at 18.1% annually. Revenues have been growing at an average rate of 10.1% per year. Ålandsbanken Abp's return on equity is 17.2%, and it has net margins of 26%.

Key information

14.0%

Earnings growth rate

14.4%

EPS growth rate

Banks Industry Growth10.6%
Revenue growth rate10.1%
Return on equity17.2%
Net Margin26.0%
Next Earnings Update05 Feb 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Ålandsbanken Abp makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

HLSE:ALBBV Revenue, expenses and earnings (EUR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24215561030
30 Jun 24213571020
31 Mar 2420956990
31 Dec 23200491010
30 Sep 23189411000
30 Jun 2318035980
31 Mar 2317432970
31 Dec 2217837960
30 Sep 2217636910
30 Jun 2217939910
31 Mar 2217942930
31 Dec 2117140880
30 Sep 2116842890
30 Jun 2116038860
31 Mar 2115335800
31 Dec 2014531780
30 Sep 2014029760
30 Jun 2013628740
31 Mar 2013327730
31 Dec 1913126720
30 Sep 1912825720
30 Jun 1912624710
31 Mar 1912624700
31 Dec 1812723700
30 Sep 1812822670
30 Jun 1812922680
31 Mar 1812619680
01 Jan 1812621690
30 Sep 1712220690
30 Jun 1711920680
31 Mar 1711919670
31 Dec 1611620650
30 Sep 1611820660
30 Jun 1611820660
31 Mar 1612023650
31 Dec 1512224660
30 Sep 1512425640
30 Jun 1512525630
31 Mar 1512422630
31 Dec 1411916630
30 Sep 1411414630
30 Jun 141099630
31 Mar 141056620

Quality Earnings: ALBBV has high quality earnings.

Growing Profit Margin: ALBBV's current net profit margins (26%) are higher than last year (21.7%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: ALBBV's earnings have grown by 14% per year over the past 5 years.

Accelerating Growth: ALBBV's earnings growth over the past year (36%) exceeds its 5-year average (14% per year).

Earnings vs Industry: ALBBV earnings growth over the past year (36%) exceeded the Banks industry 12.6%.

Return on Equity

High ROE: ALBBV's Return on Equity (17.2%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/03 18:28
End of Day Share Price 2025/01/03 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Ålandsbanken Abp is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution