Ålandsbanken Abp Balance Sheet Health
Financial Health criteria checks 5/6
Ålandsbanken Abp has total assets of €5.3B and total equity of €335.3M. Total deposits are €3.6B, and total loans are €3.9B earning a Net Interest Margin of 1.8%. It has insufficient allowance for bad loans, which are currently at 1.6% of total loans. Cash and short-term investments are €399.7M.
Key information
15.9x
Asset to equity ratio
1.8%
Net interest margin
Total deposits | €3.59b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.6% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €399.72m |
Recent financial health updates
No updates
Recent updates
Ålandsbanken Abp (HEL:ALBAV) Is Increasing Its Dividend To €2.65
Feb 29Ålandsbanken Abp (HEL:ALBAV) Is Paying Out A Larger Dividend Than Last Year
Feb 04Should You Be Adding Ålandsbanken Abp (HEL:ALBAV) To Your Watchlist Today?
Nov 01Should Ålandsbanken Abp (HEL:ALBAV) Be Part Of Your Dividend Portfolio?
Mar 20Here's Why I Think Ålandsbanken Abp (HEL:ALBAV) Is An Interesting Stock
Feb 21Ålandsbanken Abp (HEL:ALBAV) Has Compensated Shareholders With A Respectable 90% Return On Their Investment
Jan 26Ålandsbanken Abp (HEL:ALBAV) Looks Interesting, And It's About To Pay A Dividend
Dec 30Could The Ålandsbanken Abp (HEL:ALBAV) Ownership Structure Tell Us Something Useful?
Dec 06Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ALBAV's Assets to Equity ratio (15.9x) is moderate.
Allowance for Bad Loans: ALBAV has a low allowance for bad loans (32%).
Low Risk Liabilities: 72% of ALBAV's liabilities are made up of primarily low risk sources of funding.
Loan Level: ALBAV has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: ALBAV's Loans to Deposits ratio (108%) is appropriate.
Level of Bad Loans: ALBAV has an appropriate level of bad loans (1.6%).