Egyptian Financial and Industrial SAE produces and sells fertilizers in Egypt and internationally.
Price History & Performance
|Historical stock prices|
|Current Share Price||ج.م13.20|
|52 Week High||ج.م8.88|
|52 Week Low||ج.م15.90|
|1 Month Change||-4.14%|
|3 Month Change||-2.94%|
|1 Year Change||19.03%|
|3 Year Change||60.58%|
|5 Year Change||113.89%|
|Change since IPO||414.23%|
Recent News & Updates
|EFIC||EG Chemicals||EG Market|
Return vs Industry: EFIC underperformed the EG Chemicals industry which returned 31.9% over the past year.
Return vs Market: EFIC exceeded the EG Market which returned 7.4% over the past year.
Stable Share Price: EFIC is not significantly more volatile than the rest of EG stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: EFIC's weekly volatility (5%) has been stable over the past year.
About the Company
|1929||n/a||Abdul Azim Al-Abbasi||https://www.efic-eg.com|
Egyptian Financial and Industrial SAE produces and sells fertilizers in Egypt and internationally. It offers commercial sulphuric acid, sulfuric acid laboratory pure concentrate, modified phosphate fertilizer, modified monophosphate fertilizer, dilute sulfuric acid for batteries, sodium phosilicate, ferrous sulfate, and local market products. The company was founded in 1929 and is based in Suez, Egypt.
Egyptian Financial and Industrial SAE Fundamentals Summary
|EFIC fundamental statistics|
Is EFIC overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|EFIC income statement (TTM)|
|Cost of Revenue||ج.م1.13b|
Last Reported Earnings
Mar 31, 2021
Next Earnings Date
|Earnings per share (EPS)||2.25|
|Net Profit Margin||9.58%|
How did EFIC perform over the long term?See historical performance and comparison
Is Egyptian Financial and Industrial SAE undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: EFIC (EGP13.2) is trading below our estimate of fair value (EGP84.84)
Significantly Below Fair Value: EFIC is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: EFIC is good value based on its PE Ratio (5.9x) compared to the EG Chemicals industry average (8.9x).
PE vs Market: EFIC is good value based on its PE Ratio (5.9x) compared to the EG market (12.2x).
Price to Earnings Growth Ratio
PEG Ratio: EFIC's earnings are forecast to decline next year, so we can't calculate its PEG ratio.
Price to Book Ratio
PB vs Industry: EFIC is good value based on its PB Ratio (0.7x) compared to the EG Chemicals industry average (1.4x).
How is Egyptian Financial and Industrial SAE forecast to perform in the next 1 to 3 years based on estimates from 2 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: EFIC's earnings are forecast to decline over the next 3 years (-1.2% per year).
Earnings vs Market: EFIC's earnings are forecast to decline over the next 3 years (-1.2% per year).
High Growth Earnings: EFIC's earnings are forecast to decline over the next 3 years.
Revenue vs Market: EFIC's revenue is expected to decline over the next 3 years (-0.2% per year).
High Growth Revenue: EFIC's revenue is forecast to decline over the next 3 years (-0.2% per year).
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: Insufficient data to determine if EFIC's Return on Equity is forecast to be high in 3 years time
How has Egyptian Financial and Industrial SAE performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: EFIC has high quality earnings.
Growing Profit Margin: EFIC's current net profit margins (9.6%) are lower than last year (12%).
Past Earnings Growth Analysis
Earnings Trend: EFIC's earnings have grown by 10.4% per year over the past 5 years.
Accelerating Growth: EFIC's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: EFIC had negative earnings growth (-14.8%) over the past year, making it difficult to compare to the Chemicals industry average (30.4%).
Return on Equity
High ROE: EFIC's Return on Equity (12.4%) is considered low.
How is Egyptian Financial and Industrial SAE's financial position?
Financial Position Analysis
Short Term Liabilities: EFIC's short term assets (EGP1.5B) exceed its short term liabilities (EGP1.3B).
Long Term Liabilities: EFIC's short term assets (EGP1.5B) exceed its long term liabilities (EGP181.3M).
Debt to Equity History and Analysis
Debt Level: EFIC's debt to equity ratio (75.8%) is considered high.
Reducing Debt: EFIC's debt to equity ratio has increased from 56.9% to 75.8% over the past 5 years.
Debt Coverage: EFIC's debt is well covered by operating cash flow (34%).
Interest Coverage: EFIC's interest payments on its debt are well covered by EBIT (3.2x coverage).
What is Egyptian Financial and Industrial SAE current dividend yield, its reliability and sustainability?
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate EFIC's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate EFIC's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if EFIC's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if EFIC's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: EFIC is not paying a notable dividend for the EG market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of EFIC's dividend in 3 years as they are not forecast to pay a notable one for the EG market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Abdul Azim Al-Abbasi
Mr. Abdul Azim Muhammad Al-Abbasi is Managing Director at Egyptian Financial and Industrial SAE since 2020 and serves as its Director and also served as its Chairman since 2020 until 2021
Experienced Management: EFIC's management team is not considered experienced ( 1.8 years average tenure), which suggests a new team.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Egyptian Financial and Industrial SAE's employee growth, exchange listings and data sources
- Name: Egyptian Financial and Industrial SAE
- Ticker: EFIC
- Exchange: CASE
- Founded: 1929
- Industry: Fertilizers and Agricultural Chemicals
- Sector: Materials
- Market Cap: ج.م940.874m
- Shares outstanding: 72.77m
- Website: https://www.efic-eg.com
- Egyptian Financial and Industrial SAE
- 1st Econmic Zone North West Suez Gulf
- AL Ein AL Soukhna Area
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/14 15:41|
|End of Day Share Price||2021/10/14 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.