International Company for LeasingE (CASE:ICLE) - Share price, News & Analysis

ICLE fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	2/6
Financial Health	4/6
Dividends	0/6

ICLE Overview

International Company for Leasing S.A.E. provides financial leasing services in Egypt and the Middle East.

Risk Analysis

Earnings have declined by 0.2% per year over past 5 years

Has a high level of debt

Latest financial reports are more than 6 months old

Does not have a meaningful market cap (EGP760M)

Price History & Performance

Summary of all time highs, changes and price drops for International Company for LeasingE
Historical stock prices
Current Share Price	ج.م38.00
52 Week High	ج.م36.97
52 Week Low	ج.م38.00
Beta	0.017
1 Month Change	2.76%
3 Month Change	2.76%
1 Year Change	2.76%
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	398.36%

Shareholder Returns

	ICLE	EG Diversified Financial	EG Market
7D	0%	-0.9%	1.3%
1Y	2.8%	7.6%	10.0%

Return vs Industry: ICLE underperformed the EG Diversified Financial industry which returned 5.5% over the past year.

Return vs Market: ICLE underperformed the EG Market which returned 8.2% over the past year.

Price Volatility

Is ICLE's price volatile compared to industry and market?
ICLE volatility
ICLE Beta	0.017
Industry Beta	0.67
Market Beta	1

Stable Share Price: ICLE is less volatile than 75% of EG stocks over the past 3 months, typically moving +/- 1% a week.

Volatility Over Time: ICLE's weekly volatility (1%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1997	n/a	Yehia El Din Nour	https://www.incolease.com

International Company for Leasing S.A.E. provides financial leasing services in Egypt and the Middle East. The company offers its leasing services for various assets, including commercial vehicles; machineries; IT equipment covering hardware and software; production lines; commercial and administrative real estate properties; and other tangible and intangible long term assets. It provides various leasing options, such as capital lease option, a lease purchase with a nominal value buy back.

International Company for LeasingE Fundamentals Summary

How do International Company for LeasingE's earnings and revenue compare to its market cap?
ICLE fundamental statistics
Market Cap	ج.م760.00m
Earnings (TTM)	ج.م61.50m
Revenue (TTM)	ج.م514.91m

12.4x

P/E Ratio

1.5x

P/S Ratio

Is ICLE overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report
ICLE income statement (TTM)
Revenue	ج.م514.91m
Cost of Revenue	ج.م356.79m
Gross Profit	ج.م158.12m
Expenses	ج.م96.62m
Earnings	ج.م61.50m

Last Reported Earnings

Dec 31, 2020

Next Earnings Date

n/a

Earnings per share (EPS)	3.08
Gross Margin	30.71%
Net Profit Margin	11.94%
Debt/Equity Ratio	364.7%

How did ICLE perform over the long term?

See historical performance and comparison

Valuation

Is International Company for LeasingE undervalued compared to its fair value and its price relative to the market?

12.36x

Price to Earnings (PE) ratio

Share Price vs. Fair Value

Below Fair Value: ICLE (EGP38) is trading above our estimate of fair value (EGP13.21)

Significantly Below Fair Value: ICLE is trading above our estimate of fair value.

Price To Earnings Ratio

PE vs Industry: ICLE is poor value based on its PE Ratio (12.4x) compared to the EG Diversified Financial industry average (9x).

PE vs Market: ICLE's PE Ratio (12.4x) is in line with the EG market.

Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate ICLE's PEG Ratio to determine if it is good value.

Price to Book Ratio

PB vs Industry: ICLE's PB Ratio (1.1x) is in line with the EG Diversified Financial industry average.

Future Growth

How is International Company for LeasingE forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

15.3%

Forecasted Diversified Financials industry annual growth in earnings

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as International Company for LeasingE has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.

Past Performance

How has International Company for LeasingE performed over the past 5 years?

-0.2%

Historical annual earnings growth

Earnings and Revenue History

Quality Earnings: ICLE has high quality earnings.

Growing Profit Margin: ICLE's current net profit margins (11.9%) are higher than last year (9.5%).

Past Earnings Growth Analysis

Earnings Trend: ICLE's earnings have declined by 0.2% per year over the past 5 years.

Accelerating Growth: ICLE's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: ICLE had negative earnings growth (-7.4%) over the past year, making it difficult to compare to the Diversified Financial industry average (32.9%).

Return on Equity

High ROE: ICLE's Return on Equity (10.4%) is considered low.

Financial Health

How is International Company for LeasingE's financial position?

Financial Position Analysis

Short Term Liabilities: ICLE's short term assets (EGP3.4B) exceed its short term liabilities (EGP897.8M).

Long Term Liabilities: ICLE's short term assets (EGP3.4B) exceed its long term liabilities (EGP1.8B).

Debt to Equity History and Analysis

Debt Level: ICLE's debt to equity ratio (364.7%) is considered high.

Reducing Debt: ICLE's debt to equity ratio has reduced from 607.6% to 364.7% over the past 5 years.

Debt Coverage: ICLE's debt is well covered by operating cash flow (29.2%).

Interest Coverage: Insufficient data to determine if ICLE's interest payments on its debt are well covered by EBIT.

Balance Sheet

Dividend

What is International Company for LeasingE current dividend yield, its reliability and sustainability?

Upcoming Dividend Payment

Dividend Yield vs Market

Notable Dividend: Unable to evaluate ICLE's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate ICLE's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.

Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if ICLE's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if ICLE's dividend payments have been increasing.

Current Payout to Shareholders

Dividend Coverage: ICLE is not paying a notable dividend for the EG market.

Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of ICLE's dividend in 3 years as they are not forecast to pay a notable one for the EG market.

Next Steps

Explore strong dividend paying companies in the Diversified Financials industry.

Management

How experienced are the management team and are they aligned to shareholders interests?

CEO

Yehia El Din Nour

no data

Tenure

Mr. Yehia Ezz El Din Nour serves as the Managing Director and Chief Executive Officer of International Company for Leasing S.A.E. and was Executive President.

Ownership

Who are the major shareholders and have insiders been buying or selling?

Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.

Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.

Data	Last Updated (UTC time)
Company Analysis	2021/10/17 14:31
End of Day Share Price	2021/10/14 00:00
Earnings	2020/12/31
Annual Earnings	2020/12/31

Market Cap

7D

1Y

Updated

Data