Al-Tawfeek Leasing Company - Egypt (S.A.E.) operates as a leasing company in Egypt.
Price History & Performance
|Historical stock prices|
|Current Share Price||ج.م4.75|
|52 Week High||ج.م2.90|
|52 Week Low||ج.م7.50|
|1 Month Change||-14.11%|
|3 Month Change||-31.16%|
|1 Year Change||41.79%|
|3 Year Change||40.70%|
|5 Year Change||n/a|
|Change since IPO||-13.95%|
Recent News & Updates
|ATLC||EG Diversified Financial||EG Market|
Return vs Industry: ATLC exceeded the EG Diversified Financial industry which returned 8% over the past year.
Return vs Market: ATLC exceeded the EG Market which returned 10.9% over the past year.
Stable Share Price: ATLC is not significantly more volatile than the rest of EG stocks over the past 3 months, typically moving +/- 6% a week.
Volatility Over Time: ATLC's weekly volatility (6%) has been stable over the past year.
About the Company
|2006||n/a||Tarek Ibrahim Fahmy||https://www.at-lease.com|
Al-Tawfeek Leasing Company - Egypt (S.A.E.) operates as a leasing company in Egypt. It provides financial leasing and capital services, as well as true, structured, and vendor leasing services; and factoring services. The company was founded in 2006 and is headquartered in Giza, Egypt.
Al Tawfeek Leasing Fundamentals Summary
|ATLC fundamental statistics|
Is ATLC overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|ATLC income statement (TTM)|
|Cost of Revenue||ج.م334.62m|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||0.97|
|Net Profit Margin||21.61%|
How did ATLC perform over the long term?See historical performance and comparison
Is Al Tawfeek Leasing undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: ATLC (EGP4.75) is trading above our estimate of fair value (EGP4.2)
Significantly Below Fair Value: ATLC is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: ATLC is good value based on its PE Ratio (4.9x) compared to the EG Diversified Financial industry average (8.9x).
PE vs Market: ATLC is good value based on its PE Ratio (4.9x) compared to the EG market (11.9x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate ATLC's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: ATLC is overvalued based on its PB Ratio (1.2x) compared to the EG Diversified Financial industry average (1.1x).
How is Al Tawfeek Leasing forecast to perform in the next 1 to 3 years based on estimates from 2 analysts?
Forecasted Diversified Financials industry annual growth in earnings
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: Insufficient data to determine if ATLC's forecast earnings growth is above the savings rate (9.1%).
Earnings vs Market: Insufficient data to determine if ATLC's earnings are forecast to grow faster than the EG market
High Growth Earnings: Insufficient data to determine if earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: Insufficient data to determine if ATLC's revenue is forecast to grow faster than the EG market.
High Growth Revenue: Insufficient data to determine if ATLC's revenue is forecast to grow faster than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: ATLC's Return on Equity is forecast to be low in 3 years time (17.5%).
How has Al Tawfeek Leasing performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: ATLC has high quality earnings.
Growing Profit Margin: ATLC's current net profit margins (21.6%) are higher than last year (11.3%).
Past Earnings Growth Analysis
Earnings Trend: ATLC's earnings have grown by 16.7% per year over the past 5 years.
Accelerating Growth: ATLC's earnings growth over the past year (97.5%) exceeds its 5-year average (16.7% per year).
Earnings vs Industry: ATLC earnings growth over the past year (97.5%) exceeded the Diversified Financial industry 32.9%.
Return on Equity
High ROE: Whilst ATLC's Return on Equity (29.83%) is high, this metric is skewed due to their high level of debt.
How is Al Tawfeek Leasing's financial position?
Financial Position Analysis
Short Term Liabilities: ATLC's short term assets (EGP3.6B) exceed its short term liabilities (EGP793.8M).
Long Term Liabilities: ATLC's short term assets (EGP3.6B) exceed its long term liabilities (EGP2.5B).
Debt to Equity History and Analysis
Debt Level: ATLC's debt to equity ratio (693.2%) is considered high.
Reducing Debt: ATLC's debt to equity ratio has increased from 555% to 693.2% over the past 5 years.
Debt Coverage: ATLC's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: Insufficient data to determine if ATLC's interest payments on its debt are well covered by EBIT.
What is Al Tawfeek Leasing current dividend yield, its reliability and sustainability?
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate ATLC's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate ATLC's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if ATLC's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if ATLC's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: ATLC is not paying a notable dividend for the EG market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of ATLC's dividend in 3 years as they are not forecast to pay a notable one for the EG market.
How experienced are the management team and are they aligned to shareholders interests?
Tarek Ibrahim Fahmy
Mr. Tarek Ibrahim Hassan Fahmy serves as Chief Executive Officer, Managing Director and Director at Al-Tawfeek Leasing Company - Egypt (S.A.E.). Mr. Fahmy holder of Bachelor of Commerce, majoring in Accoun...
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Al Tawfeek Leasing Company's employee growth, exchange listings and data sources
- Name: Al Tawfeek Leasing Company
- Ticker: ATLC
- Exchange: CASE
- Founded: 2006
- Industry: Specialized Finance
- Sector: Diversified Financials
- Market Cap: ج.م545.925m
- Shares outstanding: 114.93m
- Website: https://www.at-lease.com
- Al Tawfeek Leasing Company
- Building # 8
- The Polygon Business Park SODIC-WEST
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/19 21:46|
|End of Day Share Price||2021/10/19 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.