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ATLC

Al Tawfeek LeasingCASE:ATLC Stock Report

Market Cap

ج.م545.9m

7D

-9.4%

1Y

41.8%

Updated

19 Oct, 2021

Data

Company Financials +
ATLC fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance5/6
Financial Health2/6
Dividends0/6

ATLC Overview

Al-Tawfeek Leasing Company - Egypt (S.A.E.) operates as a leasing company in Egypt.

Price History & Performance

Summary of all time highs, changes and price drops for Al Tawfeek Leasing
Historical stock prices
Current Share Priceج.م4.75
52 Week Highج.م2.90
52 Week Lowج.م7.50
Beta0.87
1 Month Change-14.11%
3 Month Change-31.16%
1 Year Change41.79%
3 Year Change40.70%
5 Year Changen/a
Change since IPO-13.95%

Recent News & Updates

Shareholder Returns

ATLCEG Diversified FinancialEG Market
7D-9.4%-5.3%0.5%
1Y41.8%1.5%9.6%

Return vs Industry: ATLC exceeded the EG Diversified Financial industry which returned 8% over the past year.

Return vs Market: ATLC exceeded the EG Market which returned 10.9% over the past year.

Price Volatility

Is ATLC's price volatile compared to industry and market?
ATLC volatility
ATLC Beta0.87
Industry Beta0.67
Market Beta1

Stable Share Price: ATLC is not significantly more volatile than the rest of EG stocks over the past 3 months, typically moving +/- 6% a week.

Volatility Over Time: ATLC's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2006n/aTarek Ibrahim Fahmyhttps://www.at-lease.com

Al-Tawfeek Leasing Company - Egypt (S.A.E.) operates as a leasing company in Egypt. It provides financial leasing and capital services, as well as true, structured, and vendor leasing services; and factoring services. The company was founded in 2006 and is headquartered in Giza, Egypt.

Al Tawfeek Leasing Fundamentals Summary

How do Al Tawfeek Leasing's earnings and revenue compare to its market cap?
ATLC fundamental statistics
Market Capج.م545.93m
Earnings (TTM)ج.م111.68m
Revenue (TTM)ج.م516.74m

4.9x

P/E Ratio

1.1x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
ATLC income statement (TTM)
Revenueج.م516.74m
Cost of Revenueج.م334.62m
Gross Profitج.م182.11m
Expensesج.م70.43m
Earningsج.م111.68m

Last Reported Earnings

Jun 30, 2021

Next Earnings Date

n/a

Earnings per share (EPS)0.97
Gross Margin35.24%
Net Profit Margin21.61%
Debt/Equity Ratio693.2%

How did ATLC perform over the long term?

See historical performance and comparison

Valuation

Is Al Tawfeek Leasing undervalued compared to its fair value and its price relative to the market?

4.89x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: ATLC (EGP4.75) is trading above our estimate of fair value (EGP4.2)

Significantly Below Fair Value: ATLC is trading above our estimate of fair value.


Price To Earnings Ratio

PE vs Industry: ATLC is good value based on its PE Ratio (4.9x) compared to the EG Diversified Financial industry average (8.9x).

PE vs Market: ATLC is good value based on its PE Ratio (4.9x) compared to the EG market (11.9x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate ATLC's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: ATLC is overvalued based on its PB Ratio (1.2x) compared to the EG Diversified Financial industry average (1.1x).


Future Growth

How is Al Tawfeek Leasing forecast to perform in the next 1 to 3 years based on estimates from 2 analysts?

15.3%

Forecasted Diversified Financials industry annual growth in earnings


Earnings and Revenue Growth Forecasts


Analyst Future Growth Forecasts

Earnings vs Savings Rate: Insufficient data to determine if ATLC's forecast earnings growth is above the savings rate (9.1%).

Earnings vs Market: Insufficient data to determine if ATLC's earnings are forecast to grow faster than the EG market

High Growth Earnings: Insufficient data to determine if earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: Insufficient data to determine if ATLC's revenue is forecast to grow faster than the EG market.

High Growth Revenue: Insufficient data to determine if ATLC's revenue is forecast to grow faster than 20% per year.


Earnings per Share Growth Forecasts


Future Return on Equity

Future ROE: ATLC's Return on Equity is forecast to be low in 3 years time (17.5%).


Past Performance

How has Al Tawfeek Leasing performed over the past 5 years?

16.7%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: ATLC has high quality earnings.

Growing Profit Margin: ATLC's current net profit margins (21.6%) are higher than last year (11.3%).


Past Earnings Growth Analysis

Earnings Trend: ATLC's earnings have grown by 16.7% per year over the past 5 years.

Accelerating Growth: ATLC's earnings growth over the past year (97.5%) exceeds its 5-year average (16.7% per year).

Earnings vs Industry: ATLC earnings growth over the past year (97.5%) exceeded the Diversified Financial industry 32.9%.


Return on Equity

High ROE: Whilst ATLC's Return on Equity (29.83%) is high, this metric is skewed due to their high level of debt.


Financial Health

How is Al Tawfeek Leasing's financial position?


Financial Position Analysis

Short Term Liabilities: ATLC's short term assets (EGP3.6B) exceed its short term liabilities (EGP793.8M).

Long Term Liabilities: ATLC's short term assets (EGP3.6B) exceed its long term liabilities (EGP2.5B).


Debt to Equity History and Analysis

Debt Level: ATLC's debt to equity ratio (693.2%) is considered high.

Reducing Debt: ATLC's debt to equity ratio has increased from 555% to 693.2% over the past 5 years.

Debt Coverage: ATLC's operating cash flow is negative, therefore debt is not well covered.

Interest Coverage: Insufficient data to determine if ATLC's interest payments on its debt are well covered by EBIT.


Balance Sheet


Dividend

What is Al Tawfeek Leasing current dividend yield, its reliability and sustainability?

4.59%

Forecast Dividend Yield


Dividend Yield vs Market

Notable Dividend: Unable to evaluate ATLC's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate ATLC's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if ATLC's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if ATLC's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: ATLC is not paying a notable dividend for the EG market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of ATLC's dividend in 3 years as they are not forecast to pay a notable one for the EG market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?


CEO

Tarek Ibrahim Fahmy

no data

Tenure

Mr. Tarek Ibrahim Hassan Fahmy serves as Chief Executive Officer, Managing Director and Director at Al-Tawfeek Leasing Company - Egypt (S.A.E.). Mr. Fahmy holder of Bachelor of Commerce, majoring in Accoun...


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Al Tawfeek Leasing Company's employee growth, exchange listings and data sources


Key Information

  • Name: Al Tawfeek Leasing Company
  • Ticker: ATLC
  • Exchange: CASE
  • Founded: 2006
  • Industry: Specialized Finance
  • Sector: Diversified Financials
  • Market Cap: ج.م545.925m
  • Shares outstanding: 114.93m
  • Website: https://www.at-lease.com

Location

  • Al Tawfeek Leasing Company
  • Building # 8
  • The Polygon Business Park SODIC-WEST
  • Giza
  • 12588
  • Egypt

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/10/19 21:46
End of Day Share Price2021/10/19 00:00
Earnings2021/06/30
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.